EPMV vs VTI
Harbor Mid Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, EPMV or VTI?
Mid Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. EPMV is less concentrated, with 26.8% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EPMV | VTI |
|---|---|---|
| Expense Ratio | 0.88% | 0.03%Best |
| AUM | $4M | $689.2B |
| Dividend Yield | 1.33% | 1.06% |
| Holdings | 61 | 3,524 |
| YTD Return | +10.50% | +13.02%Best |
| 1Y Return | +15.29% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 12.7% | 11.5%Best |
| Max Drawdown | -8.8%Best | -8.9% |
| $10,000 over 1.5 years | $12,836 | $13,900Best |
| Top 10 Weight | 26.8%Best | 33.5% |
| Fund Family | Harbor Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | May 1, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: May 2, 2025 to Oct 14, 2026 (1.5 years).
EPMV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
EPMV vs VTI Performance
Harbor Mid Cap Value ETF (EPMV) is an ETF from Harbor Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EPMV returned +15.29% while VTI returned +16.63%. Year to date, EPMV is up 10.50% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPMV has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for EPMV and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EPMV charges 0.88% per year while VTI charges 0.03%. On a $10,000 position that is $88 vs $3 annually, a gap of $85 per year that compounds over a long holding period. On income, EPMV currently yields 1.33% against 1.06% for VTI.
Holdings Overlap
94.0% of EPMV's money is in holdings VTI also owns. 2.7% of VTI's money is in holdings EPMV also owns.
Most of EPMV is already inside VTI. Owning both mostly buys the same companies twice.
59 positions in common, counted across the 60 positions we hold weights for in EPMV and 3,441 in VTI, against full books of 61 and 3,524.
What only one of them owns
Our book lists 1,099 positions for VTI that do not appear in our book for EPMV (94.8% of the fund), and 0 for EPMV that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EPMV | Weight in VTI | Difference |
|---|---|---|---|
| CMICummins Inc. | 2.86% | 0.11% | 2.75% |
| AMATApplied Materials, Inc. | 2.44% | 0.49% | 1.95% |
| SNPSSynopsys | 2.79% | 0.11% | 2.68% |
| ONOn Semiconductor Corp | 2.82% | 0.04% | 2.78% |
| AVTAvnet Inc | 2.74% | 0.01% | 2.73% |
| IQVI Q V I A Holdings Inc. | 2.68% | 0.06% | 2.62% |
| ICEIntercontinental Exchange Grp Usd0.01 | 2.35% | 0.12% | 2.23% |
| RJFRaymond James Financial Inc. | 2.25% | 0.04% | 2.21% |
| CSXCsx Corp. | 2.08% | 0.13% | 1.95% |
| DRIDarden Restaurants Inc. | 2.14% | 0.03% | 2.11% |
94.0% of EPMV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EPMV or VTI?
EPMV has an expense ratio of 0.88% while VTI charges 0.03%. VTI is the cheaper option, by $85 a year on a $10,000 investment.
Which performed better, EPMV or VTI?
Over the past year EPMV returned +15.29% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), EPMV annualized +18.11% vs +24.55% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EPMV or VTI?
EPMV has been the more volatile fund at 12.7% annualized versus 11.5% for VTI. Worst drawdown: EPMV -8.8% vs VTI -8.9%.
Should I hold both EPMV and VTI?
EPMV and VTI have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EPMV and VTI?
94.0% of EPMV's money is in holdings VTI also owns. 2.7% of VTI's is in holdings EPMV also owns. They hold 59 positions in common, counted across the 60 positions we hold weights for in EPMV and 3,441 in VTI.
Which pays a higher dividend, EPMV or VTI?
EPMV yields 1.33% while VTI yields 1.06%, so EPMV currently pays the higher dividend yield.
Is VTI better than EPMV?
VTI has a lower expense ratio. VTI led over 1Y and the full window. EPMV is less concentrated, with 26.8% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.