FFND vs TEMP

FFND vs TEMP

Which is better, FFND or TEMP?

FFND has been ahead.

TEMP has a lower expense ratio. FFND led over 1Y and the full window.

Lower Fees: TEMPHigher Returns: FFND

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFFNDTEMP
Expense Ratio1.00%0.49%Best
AUM$96M$8M
Dividend Yield0.61%1.31%
Holdings9272
Volatility (annualized)24.6%21.0%Best
Max Drawdown-42.0%-32.1%Best
$10,000 over 3.8 years$12,863Best$11,342
Fund FamilyThe Future FundJ.P. Morgan Asset Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Growth
InceptionAug 24, 2021Dec 13, 2021

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 376 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FFND has data through Oct 14, 2026 and TEMP through Oct 3, 2025.

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 14, 2021 to Oct 3, 2025 (3.8 years).

Compare FFND against instead:FFND vs SPYFFND vs QQQFFND vs VOOFFND vs VTITEMP against:TEMP vs VXUS

Risk: Volatility and Drawdowns

FFND has been the more volatile fund, with annualized monthly volatility of 24.6% compared with 21.0% for TEMP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.0% for FFND and -32.1% for TEMP. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FFND charges 1.00% per year while TEMP charges 0.49%. On a $10,000 position that is $100 vs $49 annually, a gap of $51 per year that compounds over a long holding period. On income, FFND currently yields 0.61% against 1.31% for TEMP.

You are not choosing between two funds in isolation.

Whichever of FFND and TEMP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FFNDTEMP

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FFND or TEMP?

FFND has an expense ratio of 1.00% while TEMP charges 0.49%. TEMP is the cheaper option, by $51 a year on a $10,000 investment.

Which is riskier, FFND or TEMP?

FFND has been the more volatile fund at 24.6% annualized versus 21.0% for TEMP. Worst drawdown: FFND -42.0% vs TEMP -32.1%.

Should I hold both FFND and TEMP?

FFND and TEMP have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FFND or TEMP?

FFND yields 0.61% while TEMP yields 1.31%, so TEMP currently pays the higher dividend yield.

Is TEMP better than FFND?

TEMP has a lower expense ratio. FFND led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.