FFOX vs SCHD
FundX Future Fund Opportunities ETF vs Schwab US Dividend Equity ETF
Which is better, FFOX or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. FFOX is less concentrated, with 26.5% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FFOX | SCHD |
|---|---|---|
| Expense Ratio | 1.02% | 0.06%Best |
| AUM | $233M | $111.6B |
| Dividend Yield | 1.75% | 3.24% |
| Holdings | 144 | 206 |
| YTD Return | +2.26% | +25.99%Best |
| 1Y Return | +4.61% | +31.80%Best |
| 3Y Return (annualized) | - | +17.07% |
| 5Y Return (annualized) | - | +9.69% |
| Volatility (annualized) | 14.8% | 13.9%Best |
| Max Drawdown | -12.4% | -6.9%Best |
| $10,000 over 1.3 years | $11,350 | $13,218Best |
| Top 10 Weight | 26.5%Best | 41.6% |
| Fund Family | FundX Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Jun 9, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 10, 2025 to Oct 15, 2026 (1.3 years).
FFOX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
FFOX vs SCHD Performance
FundX Future Fund Opportunities ETF (FFOX) is an ETF from FundX Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FFOX returned +4.61% while SCHD returned +31.80%. Year to date, FFOX is up 2.26% versus a gain of 25.99% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FFOX has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 13.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.4% for FFOX and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FFOX charges 1.02% per year while SCHD charges 0.06%. On a $10,000 position that is $102 vs $6 annually, a gap of $96 per year that compounds over a long holding period. On income, FFOX currently yields 1.75% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 66 holdings in FFOX and 98 in SCHD, totalling 100.1% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 66 positions we hold weights for in FFOX and 98 in SCHD, against full books of 144 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for FFOX (99.8% of the fund), and 60 for FFOX that do not appear in SCHD (92.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FFOX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FFOX or SCHD?
FFOX has an expense ratio of 1.02% while SCHD charges 0.06%. SCHD is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, FFOX or SCHD?
Over the past year FFOX returned +4.61% vs +31.80% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), FFOX annualized +10.23% vs +23.94% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FFOX or SCHD?
FFOX has been the more volatile fund at 14.8% annualized versus 13.9% for SCHD. Worst drawdown: FFOX -12.4% vs SCHD -6.9%.
Should I hold both FFOX and SCHD?
FFOX and SCHD have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FFOX or SCHD?
FFOX yields 1.75% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FFOX?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. FFOX is less concentrated, with 26.5% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.