FFTI vs QQQ
FormulaFolios Tactical Income ETF vs Invesco QQQ Trust, Series 1
Which is better, FFTI or QQQ?
Diversified Sectoral Bond against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FFTI | QQQ |
|---|---|---|
| Expense Ratio | 0.96% | 0.18%Best |
| AUM | $69M | $506.1B |
| Dividend Yield | 2.40% | 0.42% |
| Holdings | 5 | 321 |
| Volatility (annualized) | 6.0%Best | 19.8% |
| Max Drawdown | -17.5%Best | -35.1% |
| $10,000 over 7.4 years | $9,465 | $34,898Best |
| Fund Family | FormulaFolio Funds | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Diversified Sectoral Bond | Large Cap Growth |
| Inception | Jun 6, 2017 | Mar 10, 1999 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 712 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FFTI has data through Nov 1, 2024 and QQQ through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 7.4 years row, are measured over the window both funds cover: Jun 6, 2017 to Nov 1, 2024 (7.4 years).
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 6.0% for FFTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.5% for FFTI and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FFTI charges 0.96% per year while QQQ charges 0.18%. On a $10,000 position that is $96 vs $18 annually, a gap of $78 per year that compounds over a long holding period. On income, FFTI currently yields 2.40% against 0.42% for QQQ.
You are not choosing between two funds in isolation.
Whichever of FFTI and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FFTI or QQQ?
FFTI has an expense ratio of 0.96% while QQQ charges 0.18%. QQQ is the cheaper option, by $78 a year on a $10,000 investment.
Which is riskier, FFTI or QQQ?
QQQ has been the more volatile fund at 19.8% annualized versus 6.0% for FFTI. Worst drawdown: FFTI -17.5% vs QQQ -35.1%.
Should I hold both FFTI and QQQ?
FFTI and QQQ have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FFTI or QQQ?
FFTI yields 2.40% while QQQ yields 0.42%, so FFTI currently pays the higher dividend yield.
Is QQQ better than FFTI?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.