FINS vs HCRB
Angel Oak Financial Strategies Income Term Trust vs Hartford Core Bond ETF
Which is better, FINS or HCRB?
Each has led over a different period.
FINS led over 1Y, 3Y and 5Y, HCRB over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FINS | HCRB |
|---|---|---|
| Expense Ratio | - | 0.29% |
| AUM | $434M | $437M |
| Dividend Yield | 10.60% | 4.22% |
| Holdings | 242 | 1,642 |
| YTD Return | -2.43%Best | -5.38% |
| 1Y Return | +0.95%Best | -5.81% |
| 3Y Return (annualized) | +10.09%Best | +3.63% |
| 5Y Return (annualized) | +2.59%Best | -1.26% |
| Volatility (annualized) | 11.0% | 6.3%Best |
| Max Drawdown | -39.4% | -19.9%Best |
| $10,000 over 5 years | $11,364Best | $9,386 |
| Fund Family | Angel Oak Capital Advisors | Hartford Funds |
| Category | Fixed Income | Fixed Income |
| Inception | May 29, 2019 | Feb 19, 2020 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown are measured over the window both funds cover: Feb 20, 2020 to Oct 14, 2026 (6.6 years).
FINS vs HCRB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.6 years both funds cover.
FINS vs HCRB Performance
Angel Oak Financial Strategies Income Term Trust (FINS) is an ETF from Angel Oak Capital Advisors and Hartford Core Bond ETF (HCRB) is an ETF from Hartford Funds. Over the past year FINS returned +0.95% while HCRB returned -5.81%. Year to date, FINS is down 2.43% versus a loss of 5.38% for HCRB.
Over three years, FINS compounded at +10.09% per year against +3.63% for HCRB; over five years the annualized figures are +2.59% and -1.26% respectively. Across the full 7-year window we track, HCRB has the edge at -0.21% annualized vs -0.53%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FINS has been the more volatile fund, with annualized monthly volatility of 11.0% compared with 6.3% for HCRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.4% for FINS and -19.9% for HCRB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.
Holdings Overlap
We hold position weights for 63 holdings in FINS and 493 in HCRB, totalling 37.4% and 65.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, FINS as of Jul 31, 2026 and HCRB as of Sep 15, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 63 positions we hold weights for in FINS and 493 in HCRB, against full books of 242 and 1,642.
You are not choosing between two funds in isolation.
Whichever of FINS and HCRB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, FINS or HCRB?
Over the past year FINS returned +0.95% vs -5.81% for HCRB, so FINS leads on 1-year performance. Over the longest common window we track (7 years), FINS annualized -0.53% vs -0.21% for HCRB. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FINS or HCRB?
FINS has been the more volatile fund at 11.0% annualized versus 6.3% for HCRB. Worst drawdown: FINS -39.4% vs HCRB -19.9%.
Should I hold both FINS and HCRB?
FINS and HCRB have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FINS or HCRB?
FINS yields 10.60% while HCRB yields 4.22%, so FINS currently pays the higher dividend yield.
Is HCRB better than FINS?
FINS led over 1Y, 3Y and 5Y, HCRB over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.