FINS vs JSI
Angel Oak Financial Strategies Income Term Trust vs Janus Henderson Securitized Income ETF
Which is better, FINS or JSI?
Each has led over a different period.
FINS led over 3Y and the full window, JSI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FINS | JSI |
|---|---|---|
| Expense Ratio | - | 0.50% |
| AUM | $434M | $1.5B |
| Dividend Yield | 10.60% | 6.59% |
| Holdings | 242 | 588 |
| YTD Return | -2.43% | +0.23%Best |
| 1Y Return | +0.95% | +1.50%Best |
| 3Y Return (annualized) | +10.09%Best | +6.02% |
| 5Y Return (annualized) | +2.59% | - |
| Volatility (annualized) | 7.0% | 2.7%Best |
| Max Drawdown | -10.8% | -2.3%Best |
| $10,000 over 2.9 years | $13,094Best | $11,847 |
| Fund Family | Angel Oak Capital Advisors | Janus Henderson Investors |
| Category | Fixed Income | Fixed Income |
| Inception | May 29, 2019 | Nov 8, 2023 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 9, 2023 to Oct 14, 2026 (2.9 years).
FINS vs JSI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
FINS vs JSI Performance
Angel Oak Financial Strategies Income Term Trust (FINS) is an ETF from Angel Oak Capital Advisors and Janus Henderson Securitized Income ETF (JSI) is an ETF from Janus Henderson Investors. Over the past year FINS returned +0.95% while JSI returned +1.50%. Year to date, FINS is down 2.43% versus a gain of 0.23% for JSI.
Over three years, FINS compounded at +10.09% per year against +6.02% for JSI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FINS has been the more volatile fund, with annualized monthly volatility of 7.0% compared with 2.7% for JSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.8% for FINS and -2.3% for JSI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Holdings Overlap
We hold position weights for 63 holdings in FINS and 50 in JSI, totalling 37.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 62 days apart, FINS as of Jul 31, 2026 and JSI as of Oct 1, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 63 positions we hold weights for in FINS and 50 in JSI, against full books of 242 and 588.
You are not choosing between two funds in isolation.
Whichever of FINS and JSI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, FINS or JSI?
Over the past year FINS returned +0.95% vs +1.50% for JSI, so JSI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FINS or JSI?
FINS has been the more volatile fund at 7.0% annualized versus 2.7% for JSI. Worst drawdown: FINS -10.8% vs JSI -2.3%.
Should I hold both FINS and JSI?
FINS and JSI have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FINS or JSI?
FINS yields 10.60% while JSI yields 6.59%, so FINS currently pays the higher dividend yield.
Is JSI better than FINS?
FINS led over 3Y and the full window, JSI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.