FINS vs PTRB
Angel Oak Financial Strategies Income Term Trust vs PGIM Total Return Bond ETF
Which is better, FINS or PTRB?
FINS has been ahead.
FINS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FINS | PTRB |
|---|---|---|
| Expense Ratio | - | 0.49% |
| AUM | $434M | $1.1B |
| Dividend Yield | 10.60% | 5.75% |
| Holdings | 242 | 2,659 |
| YTD Return | -2.43% | -2.27%Best |
| 1Y Return | +0.95%Best | -2.12% |
| 3Y Return (annualized) | +10.09%Best | +5.15% |
| 5Y Return (annualized) | +2.59% | - |
| Volatility (annualized) | 8.3% | 7.1%Best |
| Max Drawdown | -22.5% | -19.2%Best |
| $10,000 over 4.8 years | $11,354Best | $9,847 |
| Fund Family | Angel Oak Capital Advisors | PGIM Investments |
| Category | Fixed Income | Fixed Income |
| Inception | May 29, 2019 | Dec 2, 2021 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Dec 8, 2021 to Oct 14, 2026 (4.8 years).
FINS vs PTRB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.
FINS vs PTRB Performance
Angel Oak Financial Strategies Income Term Trust (FINS) is an ETF from Angel Oak Capital Advisors and PGIM Total Return Bond ETF (PTRB) is an ETF from PGIM Investments. Over the past year FINS returned +0.95% while PTRB returned -2.12%. Year to date, FINS is down 2.43% versus a loss of 2.27% for PTRB.
Over three years, FINS compounded at +10.09% per year against +5.15% for PTRB.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FINS has been the more volatile fund, with annualized monthly volatility of 8.3% compared with 7.1% for PTRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for FINS and -19.2% for PTRB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Holdings Overlap
We hold position weights for 63 holdings in FINS and 675 in PTRB, totalling 37.4% and 52.1% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 2 positions appear in both.
2 positions in common, counted across the 63 positions we hold weights for in FINS and 675 in PTRB, against full books of 242 and 2,659.
Top Shared Holdings
| Stock | Weight in FINS | Weight in PTRB | Difference |
|---|---|---|---|
| HBAN V5.709 02/02/35Huntington Bancshares Inc/Oh 5.709%/Var 02/02/2035 | 2.01% | 0.01% | 2.00% |
| CCitigroup Inc. | 0.18% | 0.11% | 0.07% |
You are not choosing between two funds in isolation.
Whichever of FINS and PTRB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, FINS or PTRB?
Over the past year FINS returned +0.95% vs -2.12% for PTRB, so FINS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FINS or PTRB?
FINS has been the more volatile fund at 8.3% annualized versus 7.1% for PTRB. Worst drawdown: FINS -22.5% vs PTRB -19.2%.
Should I hold both FINS and PTRB?
FINS and PTRB have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FINS or PTRB?
FINS yields 10.60% while PTRB yields 5.75%, so FINS currently pays the higher dividend yield.
Is PTRB better than FINS?
FINS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.