FINS vs RSBT

FINS vs RSBT

Which is better, FINS or RSBT?

Each has led over a different period.

FINS led over 3Y and the full window, RSBT over 1Y.

Higher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFINSRSBT
Expense Ratio-1.01%
AUM$434M$165M
Dividend Yield10.60%2.95%
Holdings24234
YTD Return-2.43%+8.40%Best
1Y Return+0.95%+8.40%Best
3Y Return (annualized)+10.09%Best+4.37%
5Y Return (annualized)+2.59%-
Volatility (annualized)7.2%Best11.2%
Max Drawdown-10.8%Best-23.6%
$10,000 over 3.7 years$12,978Best$10,019
Fund FamilyAngel Oak Capital AdvisorsReturn Stacked ETF
CategoryFixed IncomeFixed Income
InceptionMay 29, 2019Feb 7, 2023

Not shown on this pair: Top 10 Weight, Style.

Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Feb 8, 2023 to Oct 14, 2026 (3.7 years).

FINS vs RSBT growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.

Compare FINS against instead:FINS vs SPYFINS vs QQQFINS vs VOOFINS vs VTIRSBT against:RSBT vs VXUS

FINS vs RSBT Performance

Angel Oak Financial Strategies Income Term Trust (FINS) is an ETF from Angel Oak Capital Advisors and Return Stacked Bonds & Managed Futures ETF (RSBT) is an ETF from Return Stacked ETF. Over the past year FINS returned +0.95% while RSBT returned +8.40%. Year to date, FINS is down 2.43% versus a gain of 8.40% for RSBT.

Over three years, FINS compounded at +10.09% per year against +4.37% for RSBT. Across the full 4-year window we track, FINS has the edge at +7.30% annualized vs +0.05%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSBT has been the more volatile fund, with annualized monthly volatility of 11.2% compared with 7.2% for FINS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.8% for FINS and -23.6% for RSBT. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.

Holdings Overlap

We hold position weights for 63 holdings in FINS and 2 in RSBT, totalling 37.4% and 90.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 69 days apart, FINS as of Jul 31, 2026 and RSBT as of Oct 8, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 63 positions we hold weights for in FINS and 2 in RSBT, against full books of 242 and 34.

You are not choosing between two funds in isolation.

Whichever of FINS and RSBT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FINSRSBT

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which performed better, FINS or RSBT?

Over the past year FINS returned +0.95% vs +8.40% for RSBT, so RSBT leads on 1-year performance. Over the longest common window we track (4 years), FINS annualized +7.30% vs +0.05% for RSBT. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FINS or RSBT?

RSBT has been the more volatile fund at 11.2% annualized versus 7.2% for FINS. Worst drawdown: FINS -10.8% vs RSBT -23.6%.

Should I hold both FINS and RSBT?

FINS and RSBT have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FINS or RSBT?

FINS yields 10.60% while RSBT yields 2.95%, so FINS currently pays the higher dividend yield.

Is RSBT better than FINS?

FINS led over 3Y and the full window, RSBT over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.