FINS vs SCEC
Angel Oak Financial Strategies Income Term Trust vs Sterling Capital Enhanced Core Bond ETF
Which is better, FINS or SCEC?
FINS has been ahead.
FINS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FINS | SCEC |
|---|---|---|
| Expense Ratio | - | 0.39% |
| AUM | $434M | $604M |
| Dividend Yield | 10.60% | 5.20% |
| Holdings | 242 | 360 |
| YTD Return | -2.43%Best | -6.25% |
| 1Y Return | +0.95%Best | -6.44% |
| 3Y Return (annualized) | +10.09% | - |
| 5Y Return (annualized) | +2.59% | - |
| Volatility (annualized) | 6.8% | 4.2%Best |
| Max Drawdown | -10.8% | -7.9%Best |
| $10,000 over 1.6 years | $10,387Best | $9,796 |
| Fund Family | Angel Oak Capital Advisors | Sterling Capital Active ETF |
| Category | Fixed Income | Fixed Income |
| Inception | May 29, 2019 | Mar 14, 2025 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Mar 14, 2025 to Oct 14, 2026 (1.6 years).
FINS vs SCEC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
FINS vs SCEC Performance
Angel Oak Financial Strategies Income Term Trust (FINS) is an ETF from Angel Oak Capital Advisors and Sterling Capital Enhanced Core Bond ETF (SCEC) is an ETF from Sterling Capital Active ETF. Over the past year FINS returned +0.95% while SCEC returned -6.44%. Year to date, FINS is down 2.43% versus a loss of 6.25% for SCEC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FINS has been the more volatile fund, with annualized monthly volatility of 6.8% compared with 4.2% for SCEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.8% for FINS and -7.9% for SCEC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Holdings Overlap
We hold position weights for 63 holdings in FINS and 178 in SCEC, totalling 37.4% and 40.9% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 2 positions appear in both.
The two holdings books were reported 47 days apart, FINS as of Jul 31, 2026 and SCEC as of Sep 16, 2026, so some of the difference between them is the time between the two reports rather than the funds.
2 positions in common, counted across the 63 positions we hold weights for in FINS and 178 in SCEC, against full books of 242 and 360.
Top Shared Holdings
| Stock | Weight in FINS | Weight in SCEC | Difference |
|---|---|---|---|
| BAC V5.015 07/22/33 | 1.32% | 0.21% | 1.11% |
| RF V5.502 09/06/35Regions Financial Corporation 5.5% Sep 06, 2035 | 0.88% | 0.19% | 0.69% |
You are not choosing between two funds in isolation.
Whichever of FINS and SCEC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, FINS or SCEC?
Over the past year FINS returned +0.95% vs -6.44% for SCEC, so FINS leads on 1-year performance. Over the longest common window we track (2 years), FINS annualized +2.40% vs -1.28% for SCEC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FINS or SCEC?
FINS has been the more volatile fund at 6.8% annualized versus 4.2% for SCEC. Worst drawdown: FINS -10.8% vs SCEC -7.9%.
Should I hold both FINS and SCEC?
FINS and SCEC have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FINS or SCEC?
FINS yields 10.60% while SCEC yields 5.20%, so FINS currently pays the higher dividend yield.
Is SCEC better than FINS?
FINS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.