FITZ vs SCHD
Fitz-Gerald Must Have Portfolio ETF vs Schwab US Dividend Equity ETF
Which is better, FITZ or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 49.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FITZ | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $101M | $111.6B |
| Dividend Yield | 0.23% | 3.24% |
| Holdings | 62 | 206 |
| YTD Return | +3.36% | +24.55%Best |
| 1Y Return | - | +29.85% |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Top 10 Weight | 49.9% | 41.6%Best |
| Fund Family | XFunds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | May 27, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
FITZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FITZ vs SCHD Performance
Fitz-Gerald Must Have Portfolio ETF (FITZ) is an ETF from XFunds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, FITZ is up 3.36% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
FITZ charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, FITZ currently yields 0.23% against 3.24% for SCHD.
Holdings Overlap
8.8% of FITZ's money is in holdings SCHD also owns. 10.9% of SCHD's money is in holdings FITZ also owns.
SCHD and FITZ share little of their money.
3 positions in common, counted across the 30 positions we hold weights for in FITZ and 98 in SCHD, against full books of 62 and 206.
What only one of them owns
Our book lists 94 positions for SCHD that do not appear in our book for FITZ (88.8% of the fund), and 27 for FITZ that do not appear in SCHD (91.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FITZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FITZ or SCHD?
FITZ has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
What is the holdings overlap between FITZ and SCHD?
10.9% of SCHD's money is in holdings FITZ also owns. 10.9% of SCHD's is in holdings FITZ also owns. They hold 3 positions in common, counted across the 30 positions we hold weights for in FITZ and 98 in SCHD.
Which pays a higher dividend, FITZ or SCHD?
FITZ yields 0.23% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FITZ?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 49.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.