FIZY vs VTI
Fitz-Gerald Must Have Portfolio and Options Overlay ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FIZY or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 51.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIZY | VTI |
|---|---|---|
| Expense Ratio | 1.01% | 0.03%Best |
| AUM | $13M | $689.2B |
| Dividend Yield | 1.89% | 1.06% |
| Holdings | 30 | 3,524 |
| YTD Return | +2.76% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 51.0% | 33.5%Best |
| Fund Family | XFunds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Aug 3, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
FIZY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FIZY vs VTI Performance
Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is an ETF from XFunds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, FIZY is up 2.76% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
FIZY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, FIZY currently yields 1.89% against 1.06% for VTI.
Holdings Overlap
98.5% of FIZY's money is in holdings VTI also owns. 38.8% of VTI's money is in holdings FIZY also owns.
Most of FIZY is already inside VTI. Owning both mostly buys the same companies twice.
29 positions in common, counted across the 30 positions we hold weights for in FIZY and 3,441 in VTI, against full books of 30 and 3,524.
What only one of them owns
Measured across the 30 and 3,441 positions we hold weights for.
VTI holds 1,127 positions FIZY does not, 58.8% of the fund.
Largest: GOOGL 2.70%, META 1.70%, BRK.B 1.23%, JNJ 0.87%, V 0.85%
Top Shared Holdings
| Stock | Weight in FIZY | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 5.83% | 6.88% | 1.05% |
| AAPLApple, Inc | 5.38% | 6.30% | 0.92% |
| MSFTMicrosoft Corp | 4.19% | 5.11% | 0.92% |
| PLTRPalantir Technologies Inc | 6.93% | 0.55% | 6.38% |
| CRWDCrowdstrike Holdings Inc | 6.30% | 0.30% | 6.00% |
| AMDAdvanced Micro Devices Inc | 5.27% | 1.04% | 4.23% |
| TSLATesla Inc | 4.68% | 1.40% | 3.28% |
| AVGOBroadcom Inc | 3.21% | 2.38% | 0.83% |
| LLYEli Lilly & Co. | 4.03% | 1.33% | 2.70% |
| AMZNAmazon.Com Inc | 1.84% | 3.41% | 1.57% |
98.5% of FIZY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIZY or VTI?
FIZY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option, by $98 a year on a $10,000 investment.
What is the holdings overlap between FIZY and VTI?
98.5% of FIZY's money is in holdings VTI also owns. 38.8% of VTI's is in holdings FIZY also owns. They hold 29 positions in common, counted across the 30 positions we hold weights for in FIZY and 3,441 in VTI.
Which pays a higher dividend, FIZY or VTI?
FIZY yields 1.89% while VTI yields 1.06%, so FIZY currently pays the higher dividend yield.
Is VTI better than FIZY?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 51.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.