FJAN vs PSCW

FJAN vs PSCW

Which is better, FJAN or PSCW?

FJAN has been ahead.

PSCW has a lower expense ratio. FJAN led over 1Y, 3Y, 5Y and the full window.

Lower Fees: PSCWHigher Returns: FJAN

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFJANPSCW
Expense Ratio0.85%0.49%Best
AUM$1.5B$62M
Dividend Yield0.00%0.00%
Holdings1012
YTD Return+9.94%+10.26%Best
1Y Return+13.94%Best+12.60%
3Y Return (annualized)+15.36%Best+11.95%
5Y Return (annualized)+11.20%Best+7.34%
Volatility (annualized)9.2%6.8%Best
Max Drawdown-13.6%-11.9%Best
$10,000 over 5 years$17,003Best$14,250
Fund FamilyFirst Trust Portfolios (US)Pacer ETFs
CategoryAlternativeAlternative
StyleMulti AlternativeMulti Alternative
InceptionJan 15, 2021Mar 31, 2021

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 1, 2021 to Oct 14, 2026 (5.5 years).

FJAN vs PSCW growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.

Compare FJAN against instead:FJAN vs SPYFJAN vs QQQFJAN vs VOOFJAN vs VTIPSCW against:PSCW vs VXUS

FJAN vs PSCW Performance

FT Vest US Equity Buffer ETF - January (FJAN) is an ETF from First Trust Portfolios (US) and Pacer Swan SOS Conservative (April) ETF (PSCW) is an ETF from Pacer ETFs. Over the past year FJAN returned +13.94% while PSCW returned +12.60%. Year to date, FJAN is up 9.94% versus a gain of 10.26% for PSCW.

Over three years, FJAN compounded at +15.36% per year against +11.95% for PSCW; over five years the annualized figures are +11.20% and +7.34% respectively. Across the full 6-year window we track, FJAN has the edge at +11.25% annualized vs +7.42%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FJAN has been the more volatile fund, with annualized monthly volatility of 9.2% compared with 6.8% for PSCW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for FJAN and -11.9% for PSCW. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FJAN charges 0.85% per year while PSCW charges 0.49%. On a $10,000 position that is $85 vs $49 annually, a gap of $36 per year that compounds over a long holding period. On income, FJAN currently yields 0.00% against 0.00% for PSCW.

You are not choosing between two funds in isolation.

Whichever of FJAN and PSCW you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FJANPSCW

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Frequently Asked Questions

Which is cheaper, FJAN or PSCW?

FJAN has an expense ratio of 0.85% while PSCW charges 0.49%. PSCW is the cheaper option, by $36 a year on a $10,000 investment.

Which performed better, FJAN or PSCW?

Over the past year FJAN returned +13.94% vs +12.60% for PSCW, so FJAN leads on 1-year performance. Over the longest common window we track (6 years), FJAN annualized +11.25% vs +7.42% for PSCW. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FJAN or PSCW?

FJAN has been the more volatile fund at 9.2% annualized versus 6.8% for PSCW. Worst drawdown: FJAN -13.6% vs PSCW -11.9%.

Should I hold both FJAN and PSCW?

FJAN and PSCW have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FJAN or PSCW?

FJAN yields 0.00% while PSCW yields 0.00%, so PSCW currently pays the higher dividend yield.

Is PSCW better than FJAN?

PSCW has a lower expense ratio. FJAN led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.