FLCC vs JCTR

FLCC vs JCTR

Which is better, FLCC or JCTR?

Nearly the same fund. JCTR costs less.

JCTR has a lower expense ratio. FLCC led over the full window, JCTR over 1Y. The two have moved almost in lockstep, correlation 0.97.

Lower Fees: JCTRHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFLCCJCTR
Expense Ratio0.29%0.15%Best
AUM$179M$7M
Dividend Yield0.45%0.94%
Holdings304405
Volatility (annualized)12.7%11.6%Best
Max Drawdown-19.2%Best-19.6%
$10,000 over 1.2 years$12,660Best$12,289
Fund FamilyFederated HermesJ.P. Morgan Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJul 30, 2024Dec 9, 2020

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 376 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FLCC has data through Oct 14, 2026 and JCTR through Oct 3, 2025.

Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jul 31, 2024 to Oct 3, 2025 (1.2 years).

Compare FLCC against instead:FLCC vs SPYFLCC vs QQQFLCC vs VOOFLCC vs VTIJCTR against:JCTR vs VXUS

Risk: Volatility and Drawdowns

FLCC has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.6% for JCTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.2% for FLCC and -19.6% for JCTR. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FLCC charges 0.29% per year while JCTR charges 0.15%. On a $10,000 position that is $29 vs $15 annually, a gap of $14 per year that compounds over a long holding period. On income, FLCC currently yields 0.45% against 0.94% for JCTR.

You are not choosing between two funds in isolation.

Whichever of FLCC and JCTR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FLCCJCTR

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Frequently Asked Questions

Which is cheaper, FLCC or JCTR?

FLCC has an expense ratio of 0.29% while JCTR charges 0.15%. JCTR is the cheaper option, by $14 a year on a $10,000 investment.

Which is riskier, FLCC or JCTR?

FLCC has been the more volatile fund at 12.7% annualized versus 11.6% for JCTR. Worst drawdown: FLCC -19.2% vs JCTR -19.6%.

Should I hold both FLCC and JCTR?

FLCC and JCTR have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, FLCC or JCTR?

FLCC yields 0.45% while JCTR yields 0.94%, so JCTR currently pays the higher dividend yield.

Is JCTR better than FLCC?

JCTR has a lower expense ratio. FLCC led over the full window, JCTR over 1Y. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.