FMTM vs TPLC
MarketDesk Focused US Momentum ETF vs Timothy Plan US Large/Mid Cap Core ETF
Which is better, FMTM or TPLC?
FMTM has been ahead.
FMTM has a lower expense ratio. FMTM led over 1Y and the full window. TPLC is less concentrated, with 7.0% of the fund in its ten largest positions against 34.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FMTM | TPLC |
|---|---|---|
| Expense Ratio | 0.45%Best | 0.52% |
| AUM | $284M | $311M |
| Dividend Yield | 0.24% | 0.86% |
| Holdings | 86 | 542 |
| YTD Return | +19.82%Best | +8.72% |
| 1Y Return | +33.28%Best | +9.22% |
| 3Y Return (annualized) | - | +13.58% |
| 5Y Return (annualized) | - | +7.65% |
| Volatility (annualized) | 19.8% | 10.3%Best |
| Max Drawdown | -15.4% | -12.4%Best |
| $10,000 over 1.6 years | $15,915Best | $11,858 |
| Top 10 Weight | 34.9% | 7.0%Best |
| Fund Family | MarketDesk Indices | Timothy Plan |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Mid Cap Blend |
| Inception | Mar 20, 2025 | May 5, 2019 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Mar 20, 2025 to Oct 14, 2026 (1.6 years).
FMTM vs TPLC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
FMTM vs TPLC Performance
MarketDesk Focused US Momentum ETF (FMTM) is an ETF from MarketDesk Indices and Timothy Plan US Large/Mid Cap Core ETF (TPLC) is an ETF from Timothy Plan. Over the past year FMTM returned +33.28% while TPLC returned +9.22%. Year to date, FMTM is up 19.82% versus a gain of 8.72% for TPLC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FMTM has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 10.3% for TPLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.4% for FMTM and -12.4% for TPLC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FMTM charges 0.45% per year while TPLC charges 0.52%. On a $10,000 position that is $45 vs $52 annually, a gap of $7 per year that compounds over a long holding period. On income, FMTM currently yields 0.24% against 0.86% for TPLC.
Holdings Overlap
26.9% of FMTM's money is in holdings TPLC also owns. 4.6% of TPLC's money is in holdings FMTM also owns.
FMTM and TPLC share little of their money.
8 positions in common, counted across the 31 positions we hold weights for in FMTM and 268 in TPLC, against full books of 86 and 542.
What only one of them owns
Our book lists 253 positions for TPLC that do not appear in our book for FMTM (92.7% of the fund), and 23 for FMTM that do not appear in TPLC (73.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FMTM | Weight in TPLC | Difference |
|---|---|---|---|
| OKTAOkta Inc. | 3.50% | 0.85% | 2.65% |
| NTAPNetapp Inc | 3.51% | 0.83% | 2.68% |
| PANWPalo Alto Networks, Inc | 3.36% | 0.79% | 2.57% |
| MRVLMarvell Technology Inc | 3.50% | 0.43% | 3.07% |
| ILMNIllumina, Inc. | 3.23% | 0.48% | 2.75% |
| AAgilent Technologies Inc | 3.14% | 0.56% | 2.58% |
| PLTRPalantir Technologies Inc | 3.34% | 0.32% | 3.02% |
| ANETArista Networks Inc Common Stock | 3.29% | 0.30% | 2.99% |
26.9% of FMTM is already inside TPLC.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FMTM or TPLC?
FMTM has an expense ratio of 0.45% while TPLC charges 0.52%. FMTM is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, FMTM or TPLC?
Over the past year FMTM returned +33.28% vs +9.22% for TPLC, so FMTM leads on 1-year performance. Over the longest common window we track (2 years), FMTM annualized +33.70% vs +11.24% for TPLC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FMTM or TPLC?
FMTM has been the more volatile fund at 19.8% annualized versus 10.3% for TPLC. Worst drawdown: FMTM -15.4% vs TPLC -12.4%.
Should I hold both FMTM and TPLC?
FMTM and TPLC have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FMTM and TPLC?
26.9% of FMTM's money is in holdings TPLC also owns. 4.6% of TPLC's is in holdings FMTM also owns. They hold 8 positions in common, counted across the 31 positions we hold weights for in FMTM and 268 in TPLC.
Which pays a higher dividend, FMTM or TPLC?
FMTM yields 0.24% while TPLC yields 0.86%, so TPLC currently pays the higher dividend yield.
Is TPLC better than FMTM?
FMTM has a lower expense ratio. FMTM led over 1Y and the full window. TPLC is less concentrated, with 7.0% of the fund in its ten largest positions against 34.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.