FORH vs SCHH
Formidable ETF vs Schwab US REIT ETF
Which is better, FORH or SCHH?
SCHH has been ahead.
SCHH has a lower expense ratio. SCHH led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FORH | SCHH |
|---|---|---|
| Expense Ratio | 1.19% | 0.07%Best |
| AUM | $19M | $10.8B |
| Dividend Yield | 1.86% | 3.08% |
| Holdings | 129 | 120 |
| YTD Return | -2.55% | +8.22%Best |
| 1Y Return | -13.00% | +8.03%Best |
| 3Y Return (annualized) | +3.48% | +10.69%Best |
| 5Y Return (annualized) | +0.76% | +1.48%Best |
| Volatility (annualized) | 13.2%Best | 18.3% |
| Max Drawdown | -20.7%Best | -33.3% |
| $10,000 over 5 years | $10,386 | $10,762Best |
| Fund Family | Formidable Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Mid Cap Blend |
| Inception | Apr 29, 2021 | Jan 13, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 30, 2021 to Oct 14, 2026 (5.5 years).
FORH vs SCHH growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
FORH vs SCHH Performance
Formidable ETF (FORH) is an ETF from Formidable Funds and Schwab US REIT ETF (SCHH) is an ETF from Charles Schwab Asset Management. Over the past year FORH returned -13.00% while SCHH returned +8.03%. Year to date, FORH is down 2.55% versus a gain of 8.22% for SCHH.
Over three years, FORH compounded at +3.48% per year against +10.69% for SCHH; over five years the annualized figures are +0.76% and +1.48% respectively. Across the full 6-year window we track, SCHH has the edge at +2.90% annualized vs +0.57%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHH has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 13.2% for FORH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for FORH and -33.3% for SCHH. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FORH charges 1.19% per year while SCHH charges 0.07%. On a $10,000 position that is $119 vs $7 annually, a gap of $112 per year that compounds over a long holding period. On income, FORH currently yields 1.86% against 3.08% for SCHH.
Holdings Overlap
We hold position weights for 38 holdings in FORH and 119 in SCHH, totalling 83.6% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 38 positions we hold weights for in FORH and 119 in SCHH, against full books of 129 and 120.
What only one of them owns
Measured across the 38 and 119 positions we hold weights for.
FORH holds 30 positions SCHH does not, 66.2% of the fund.
Largest: ACTG 10.21%, VEEV 3.38%, ARLP 3.36%, TLN 3.19%, HSTM 2.96%
You are not choosing between two funds in isolation.
Whichever of FORH and SCHH you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FORH or SCHH?
FORH has an expense ratio of 1.19% while SCHH charges 0.07%. SCHH is the cheaper option, by $112 a year on a $10,000 investment.
Which performed better, FORH or SCHH?
Over the past year FORH returned -13.00% vs +8.03% for SCHH, so SCHH leads on 1-year performance. Over the longest common window we track (6 years), FORH annualized +0.57% vs +2.90% for SCHH. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FORH or SCHH?
SCHH has been the more volatile fund at 18.3% annualized versus 13.2% for FORH. Worst drawdown: FORH -20.7% vs SCHH -33.3%.
Should I hold both FORH and SCHH?
FORH and SCHH have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FORH or SCHH?
FORH yields 1.86% while SCHH yields 3.08%, so SCHH currently pays the higher dividend yield.
Is SCHH better than FORH?
SCHH has a lower expense ratio. SCHH led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.