FSST vs YLDE

FSST vs YLDE

Which is better, FSST or YLDE?

FSST has been ahead.

YLDE has a lower expense ratio. FSST led over 1Y and the full window. YLDE is less concentrated, with 32.6% of the fund in its ten largest positions against 43.8%.

Lower Fees: YLDEHigher Returns: FSSTLess Concentrated: YLDE

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFSSTYLDE
Expense Ratio0.59%0.48%Best
AUM$13M$173M
Dividend Yield1.55%7.02%
Holdings90110
Volatility (annualized)17.4%14.2%Best
Max Drawdown-26.3%-20.2%Best
$10,000 over 4.4 years$16,169Best$15,363
Top 10 Weight43.8%32.6%Best
Fund FamilyFidelity Investments (US)Franklin Templeton Investments (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 15, 2021May 22, 2017

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 335 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FSST has data through Nov 13, 2025 and YLDE through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Jun 17, 2021 to Nov 13, 2025 (4.4 years).

Compare FSST against instead:FSST vs SPYFSST vs QQQFSST vs VOOFSST vs VTIYLDE against:YLDE vs VXUS

Risk: Volatility and Drawdowns

FSST has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 14.2% for YLDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.3% for FSST and -20.2% for YLDE. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FSST charges 0.59% per year while YLDE charges 0.48%. On a $10,000 position that is $59 vs $48 annually, a gap of $11 per year that compounds over a long holding period. On income, FSST currently yields 1.55% against 7.02% for YLDE.

Holdings Overlap

FSST already in YLDE37.3%
YLDE already in FSST29.3%

37.3% of FSST's money is in holdings YLDE also owns. 29.3% of YLDE's money is in holdings FSST also owns.

The two portfolios partly overlap.

The two holdings books were reported 427 days apart, FSST as of Jul 31, 2025 and YLDE as of Oct 1, 2026, so some of the difference between them is the time between the two reports rather than the funds.

13 positions in common, counted across the 94 positions we hold weights for in FSST and 48 in YLDE, against full books of 90 and 110.

What only one of them owns

Our book lists 31 positions for YLDE that do not appear in our book for FSST (63.0% of the fund), and 75 for FSST that do not appear in YLDE (58.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FSSTWeight in YLDEDifference
NVDANvidia Corp.8.95%3.50%5.45%
MSFTMicrosoft Corp 4.100 Feb 06 377.00%3.67%3.33%
AAPLApple, Inc5.57%2.18%3.39%
GOOGLAlphabet Inc Cap Stk Cl A3.89%3.41%0.48%
METAMeta Platform Inc4.37%2.10%2.27%
JPMJpmorgan Chase2.43%2.06%0.37%
KOCoca Cola Co.1.39%2.12%0.73%
APOAthene (Ath) / Apollo Global Management (Apo)0.66%2.69%2.03%
AMTAmerican Tower Corp (Aka: Snr S* Sp Gst0.64%2.27%1.63%
AVGOBroadcom Inc0.37%2.05%1.68%

37.3% of FSST is already inside YLDE.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FSSTYLDE

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Frequently Asked Questions

Which is cheaper, FSST or YLDE?

FSST has an expense ratio of 0.59% while YLDE charges 0.48%. YLDE is the cheaper option, by $11 a year on a $10,000 investment.

Which is riskier, FSST or YLDE?

FSST has been the more volatile fund at 17.4% annualized versus 14.2% for YLDE. Worst drawdown: FSST -26.3% vs YLDE -20.2%.

Should I hold both FSST and YLDE?

FSST and YLDE have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FSST and YLDE?

37.3% of FSST's money is in holdings YLDE also owns. 29.3% of YLDE's is in holdings FSST also owns. They hold 13 positions in common, counted across the 94 positions we hold weights for in FSST and 48 in YLDE.

Which pays a higher dividend, FSST or YLDE?

FSST yields 1.55% while YLDE yields 7.02%, so YLDE currently pays the higher dividend yield.

Is YLDE better than FSST?

YLDE has a lower expense ratio. FSST led over 1Y and the full window. YLDE is less concentrated, with 32.6% of the fund in its ten largest positions against 43.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.