FTNJ vs SCHD
Franklin New Jersey Municipal Income ETF vs Schwab US Dividend Equity ETF
Which is better, FTNJ or SCHD?
Municipal New Jersey against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FTNJ | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $184M | $111.6B |
| Dividend Yield | 3.51% | 3.24% |
| Holdings | 319 | 206 |
| YTD Return | -2.63% | +24.55%Best |
| 1Y Return | -2.25% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Municipal New Jersey | Large Cap Value |
| Inception | Feb 20, 1990 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
FTNJ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FTNJ vs SCHD Performance
Franklin New Jersey Municipal Income ETF (FTNJ) is an ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FTNJ returned -2.25% while SCHD returned +29.85%. Year to date, FTNJ is down 2.63% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
FTNJ charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, FTNJ currently yields 3.51% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 46 holdings in FTNJ and 98 in SCHD, totalling 36.1% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 46 positions we hold weights for in FTNJ and 98 in SCHD, against full books of 319 and 206.
You are not choosing between two funds in isolation.
Whichever of FTNJ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FTNJ or SCHD?
FTNJ has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, FTNJ or SCHD?
Over the past year FTNJ returned -2.25% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, FTNJ or SCHD?
FTNJ yields 3.51% while SCHD yields 3.24%, so FTNJ currently pays the higher dividend yield.
Is SCHD better than FTNJ?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.