GEND vs SSPY
Genter Capital Dividend Income ETF vs Stratified LargeCap Index ETF
Which is better, GEND or SSPY?
GEND has been ahead.
GEND has a lower expense ratio. GEND led over 1Y and the full window. SSPY is less concentrated, with 8.9% of the fund in its ten largest positions against 40.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GEND | SSPY |
|---|---|---|
| Expense Ratio | 0.38%Best | 0.45% |
| AUM | $6M | $129M |
| Dividend Yield | 3.06% | 1.25% |
| Holdings | 33 | 1,013 |
| YTD Return | +15.57%Best | +12.63% |
| 1Y Return | +19.77%Best | +15.52% |
| 3Y Return (annualized) | - | +15.71% |
| 5Y Return (annualized) | - | +8.93% |
| Volatility (annualized) | 10.8% | 9.9%Best |
| Max Drawdown | -13.3%Best | -15.3% |
| $10,000 over 1.7 years | $13,510Best | $12,695 |
| Top 10 Weight | 40.3% | 8.9%Best |
| Fund Family | Genter Capital Management | Syntax Stratified |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Dec 31, 2024 | Jan 2, 2019 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 13, 2025 to Oct 14, 2026 (1.7 years).
GEND vs SSPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
GEND vs SSPY Performance
Genter Capital Dividend Income ETF (GEND) is an ETF from Genter Capital Management and Stratified LargeCap Index ETF (SSPY) is an ETF from Syntax Stratified. Over the past year GEND returned +19.77% while SSPY returned +15.52%. Year to date, GEND is up 15.57% versus a gain of 12.63% for SSPY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GEND has been the more volatile fund, with annualized monthly volatility of 10.8% compared with 9.9% for SSPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for GEND and -15.3% for SSPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GEND charges 0.38% per year while SSPY charges 0.45%. On a $10,000 position that is $38 vs $45 annually, a gap of $7 per year that compounds over a long holding period. On income, GEND currently yields 3.06% against 1.25% for SSPY.
Holdings Overlap
84.1% of GEND's money is in holdings SSPY also owns. 7.4% of SSPY's money is in holdings GEND also owns.
Most of GEND is already inside SSPY. Owning both mostly buys the same companies twice.
29 positions in common, counted across the 35 positions we hold weights for in GEND and 504 in SSPY, against full books of 33 and 1,013.
What only one of them owns
Our book lists 468 positions for SSPY that do not appear in our book for GEND (91.1% of the fund), and 4 for GEND that do not appear in SSPY (8.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GEND | Weight in SSPY | Difference |
|---|---|---|---|
| CVXChevron Corp | 4.06% | 0.58% | 3.48% |
| NTRSNorthern Trust Corp. | 4.48% | 0.09% | 4.39% |
| DVNDevon Energy Corp. | 4.12% | 0.19% | 3.93% |
| MOAltria Group Inc | 3.89% | 0.36% | 3.53% |
| MRKMerck & Company Inc | 3.87% | 0.31% | 3.56% |
| CVSCvs Health Corp | 3.78% | 0.38% | 3.40% |
| MCHPMicrochip Technology Inc. | 4.03% | 0.09% | 3.94% |
| JPMJpmorgan Chase | 3.89% | 0.15% | 3.74% |
| COFCapital One Financial Corp. | 2.58% | 1.15% | 1.43% |
| MTBM&T Bank Corp | 3.56% | 0.06% | 3.50% |
84.1% of GEND is already inside SSPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GEND or SSPY?
GEND has an expense ratio of 0.38% while SSPY charges 0.45%. GEND is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, GEND or SSPY?
Over the past year GEND returned +19.77% vs +15.52% for SSPY, so GEND leads on 1-year performance. Over the longest common window we track (2 years), GEND annualized +19.36% vs +15.07% for SSPY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GEND or SSPY?
GEND has been the more volatile fund at 10.8% annualized versus 9.9% for SSPY. Worst drawdown: GEND -13.3% vs SSPY -15.3%.
Should I hold both GEND and SSPY?
GEND and SSPY have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GEND and SSPY?
84.1% of GEND's money is in holdings SSPY also owns. 7.4% of SSPY's is in holdings GEND also owns. They hold 29 positions in common, counted across the 35 positions we hold weights for in GEND and 504 in SSPY.
Which pays a higher dividend, GEND or SSPY?
GEND yields 3.06% while SSPY yields 1.25%, so GEND currently pays the higher dividend yield.
Is SSPY better than GEND?
GEND has a lower expense ratio. GEND led over 1Y and the full window. SSPY is less concentrated, with 8.9% of the fund in its ten largest positions against 40.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.