GIAX vs VTI
Nicholas Global Equity and Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GIAX or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 57.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GIAX | VTI |
|---|---|---|
| Expense Ratio | 1.03% | 0.03%Best |
| AUM | $115M | $689.2B |
| Dividend Yield | 24.34% | 1.06% |
| Holdings | 87 | 3,524 |
| YTD Return | +12.20% | +13.02%Best |
| 1Y Return | +12.86% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 20.7% | 12.3%Best |
| Max Drawdown | -20.4% | -19.3%Best |
| $10,000 over 2.2 years | $13,082 | $14,398Best |
| Top 10 Weight | 57.2% | 33.5%Best |
| Fund Family | XFunds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Jul 29, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 30, 2024 to Oct 14, 2026 (2.2 years).
GIAX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
GIAX vs VTI Performance
Nicholas Global Equity and Income ETF (GIAX) is an ETF from XFunds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GIAX returned +12.86% while VTI returned +16.63%. Year to date, GIAX is up 12.20% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GIAX has been the more volatile fund, with annualized monthly volatility of 20.7% compared with 12.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.4% for GIAX and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GIAX charges 1.03% per year while VTI charges 0.03%. On a $10,000 position that is $103 vs $3 annually, a gap of $100 per year that compounds over a long holding period. On income, GIAX currently yields 24.34% against 1.06% for VTI.
Holdings Overlap
56.1% of GIAX's money is in holdings VTI also owns. 32.7% of VTI's money is in holdings GIAX also owns.
The two portfolios partly overlap.
17 positions in common, counted across the 27 positions we hold weights for in GIAX and 3,441 in VTI, against full books of 87 and 3,524.
What only one of them owns
Our book lists 1,141 positions for VTI that do not appear in our book for GIAX (64.9% of the fund), and 7 for GIAX that do not appear in VTI (36.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GIAX | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.14% | 6.88% | 2.74% |
| AAPLApple, Inc | 4.05% | 6.30% | 2.25% |
| MSFTMicrosoft Corp | 4.61% | 5.11% | 0.50% |
| MUMicron Technology, Inc. | 6.72% | 1.46% | 5.26% |
| AMZNAmazon.Com Inc | 3.79% | 3.41% | 0.38% |
| GOOGLAlphabet Inc | 3.73% | 2.70% | 1.03% |
| AVGOBroadcom Inc | 3.28% | 2.38% | 0.90% |
| METAMeta Platforms Inc | 3.59% | 1.70% | 1.89% |
| NOWServicenow, Inc. | 5.00% | 0.21% | 4.79% |
| TSLATesla Inc | 3.07% | 1.40% | 1.67% |
56.1% of GIAX is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GIAX or VTI?
GIAX has an expense ratio of 1.03% while VTI charges 0.03%. VTI is the cheaper option, by $100 a year on a $10,000 investment.
Which performed better, GIAX or VTI?
Over the past year GIAX returned +12.86% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), GIAX annualized +12.99% vs +18.02% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GIAX or VTI?
GIAX has been the more volatile fund at 20.7% annualized versus 12.3% for VTI. Worst drawdown: GIAX -20.4% vs VTI -19.3%.
Should I hold both GIAX and VTI?
GIAX and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GIAX and VTI?
56.1% of GIAX's money is in holdings VTI also owns. 32.7% of VTI's is in holdings GIAX also owns. They hold 17 positions in common, counted across the 27 positions we hold weights for in GIAX and 3,441 in VTI.
Which pays a higher dividend, GIAX or VTI?
GIAX yields 24.34% while VTI yields 1.06%, so GIAX currently pays the higher dividend yield.
Is VTI better than GIAX?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 57.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.