GJAN vs PSCJ

GJAN vs PSCJ

Which is better, GJAN or PSCJ?

Each has led over a different period.

PSCJ has a lower expense ratio. GJAN led over 1Y, PSCJ over 3Y and the full window. The two have moved almost in lockstep, correlation 0.94.

Lower Fees: PSCJHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGJANPSCJ
Expense Ratio0.85%0.49%Best
AUM$443M$42M
Dividend Yield0.00%0.00%
Holdings1012
YTD Return+8.05%Best+7.57%
1Y Return+11.35%Best+10.05%
3Y Return (annualized)+12.30%+13.98%Best
5Y Return (annualized)-+9.29%
Volatility (annualized)6.0%Best7.2%
Max Drawdown-10.6%Best-11.9%
$10,000 over 3.7 years$15,199$16,003Best
Fund FamilyFirst Trust Portfolios (US)Pacer ETFs
CategoryAlternativeAlternative
StyleMulti AlternativeMulti Alternative
InceptionJan 20, 2023Jun 30, 2021

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Jan 25, 2023 to Oct 14, 2026 (3.7 years).

GJAN vs PSCJ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.

Compare GJAN against instead:GJAN vs SPYGJAN vs QQQGJAN vs VOOGJAN vs VTIPSCJ against:PSCJ vs VXUS

GJAN vs PSCJ Performance

FT Vest US Equity Moderate Buffer ETF - January (GJAN) is an ETF from First Trust Portfolios (US) and Pacer Swan SOS Conservative July ETF (PSCJ) is an ETF from Pacer ETFs. Over the past year GJAN returned +11.35% while PSCJ returned +10.05%. Year to date, GJAN is up 8.05% versus a gain of 7.57% for PSCJ.

Over three years, GJAN compounded at +12.30% per year against +13.98% for PSCJ. Across the full 4-year window we track, PSCJ has the edge at +13.55% annualized vs +11.98%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSCJ has been the more volatile fund, with annualized monthly volatility of 7.2% compared with 6.0% for GJAN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.6% for GJAN and -11.9% for PSCJ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GJAN charges 0.85% per year while PSCJ charges 0.49%. On a $10,000 position that is $85 vs $49 annually, a gap of $36 per year that compounds over a long holding period. On income, GJAN currently yields 0.00% against 0.00% for PSCJ.

You are not choosing between two funds in isolation.

Whichever of GJAN and PSCJ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GJANPSCJ

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Frequently Asked Questions

Which is cheaper, GJAN or PSCJ?

GJAN has an expense ratio of 0.85% while PSCJ charges 0.49%. PSCJ is the cheaper option, by $36 a year on a $10,000 investment.

Which performed better, GJAN or PSCJ?

Over the past year GJAN returned +11.35% vs +10.05% for PSCJ, so GJAN leads on 1-year performance. Over the longest common window we track (4 years), GJAN annualized +11.98% vs +13.55% for PSCJ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GJAN or PSCJ?

PSCJ has been the more volatile fund at 7.2% annualized versus 6.0% for GJAN. Worst drawdown: GJAN -10.6% vs PSCJ -11.9%.

Should I hold both GJAN and PSCJ?

GJAN and PSCJ have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, GJAN or PSCJ?

GJAN yields 0.00% while PSCJ yields 0.00%, so PSCJ currently pays the higher dividend yield.

Is PSCJ better than GJAN?

PSCJ has a lower expense ratio. GJAN led over 1Y, PSCJ over 3Y and the full window. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.