GOLY vs SCHZ
Strategy Shares Gold Enhanced Yield ETF vs Schwab US Aggregate Bond ETF
Which is better, GOLY or SCHZ?
Each has led over a different period.
SCHZ has a lower expense ratio. GOLY led over 3Y and 5Y, SCHZ over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GOLY | SCHZ |
|---|---|---|
| Expense Ratio | 0.90% | 0.03%Best |
| AUM | $71M | $10.6B |
| Dividend Yield | 8.89% | 4.33% |
| Holdings | 7 | 24,843 |
| YTD Return | -30.69% | -2.13%Best |
| 1Y Return | -29.72% | -1.99%Best |
| 3Y Return (annualized) | +14.20%Best | +4.41% |
| 5Y Return (annualized) | +3.65%Best | -0.63% |
| Volatility (annualized) | 23.9% | 6.4%Best |
| Max Drawdown | -45.0% | -18.0%Best |
| $10,000 over 5 years | $11,963Best | $9,689 |
| Fund Family | STRATEGY SHARES | Charles Schwab Asset Management |
| Category | Fixed Income | Fixed Income |
| Inception | May 17, 2021 | Jul 14, 2011 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown are measured over the window both funds cover: May 18, 2021 to Oct 14, 2026 (5.4 years).
GOLY vs SCHZ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
GOLY vs SCHZ Performance
Strategy Shares Gold Enhanced Yield ETF (GOLY) is an ETF from STRATEGY SHARES and Schwab US Aggregate Bond ETF (SCHZ) is an ETF from Charles Schwab Asset Management. Over the past year GOLY returned -29.72% while SCHZ returned -1.99%. Year to date, GOLY is down 30.69% versus a loss of 2.13% for SCHZ.
Over three years, GOLY compounded at +14.20% per year against +4.41% for SCHZ; over five years the annualized figures are +3.65% and -0.63% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GOLY has been the more volatile fund, with annualized monthly volatility of 23.9% compared with 6.4% for SCHZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.0% for GOLY and -18.0% for SCHZ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GOLY charges 0.90% per year while SCHZ charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, GOLY currently yields 8.89% against 4.33% for SCHZ.
Holdings Overlap
We hold position weights for 7 holdings in GOLY and 10,307 in SCHZ, totalling 100.0% and 61.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in GOLY and 10,307 in SCHZ, against full books of 7 and 24,843.
What only one of them owns
Measured across the 7 and 10,307 positions we hold weights for.
SCHZ holds 2,024 positions GOLY does not, 61.5% of the fund.
Largest: T 4.625 02/15/35 0.38%, T 4.25 08/15/35 0.37%, T 4.25 11/15/34 0.37%, T 3.5 01/31/28 0.36%, T 4.375 05/15/34 0.36%
You are not choosing between two funds in isolation.
Whichever of GOLY and SCHZ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GOLY or SCHZ?
GOLY has an expense ratio of 0.90% while SCHZ charges 0.03%. SCHZ is the cheaper option, by $87 a year on a $10,000 investment.
Which performed better, GOLY or SCHZ?
Over the past year GOLY returned -29.72% vs -1.99% for SCHZ, so SCHZ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GOLY or SCHZ?
GOLY has been the more volatile fund at 23.9% annualized versus 6.4% for SCHZ. Worst drawdown: GOLY -45.0% vs SCHZ -18.0%.
Should I hold both GOLY and SCHZ?
GOLY and SCHZ have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GOLY or SCHZ?
GOLY yields 8.89% while SCHZ yields 4.33%, so GOLY currently pays the higher dividend yield.
Is SCHZ better than GOLY?
SCHZ has a lower expense ratio. GOLY led over 3Y and 5Y, SCHZ over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.