GPTY vs VTI
YieldMax AI & Tech Portfolio Option Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GPTY or VTI?
GPTY has been ahead.
VTI has a lower expense ratio. GPTY led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 50.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GPTY | VTI |
|---|---|---|
| Expense Ratio | 1.06% | 0.03%Best |
| AUM | $140M | $689.2B |
| Dividend Yield | 38.34% | 1.06% |
| Holdings | 98 | 3,524 |
| YTD Return | +25.38%Best | +13.02% |
| 1Y Return | +23.80%Best | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 30.4% | 12.7%Best |
| Max Drawdown | -26.6% | -19.3%Best |
| $10,000 over 1.7 years | $14,721Best | $12,693 |
| Top 10 Weight | 50.8% | 33.5%Best |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 23, 2025 to Oct 14, 2026 (1.7 years).
GPTY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
GPTY vs VTI Performance
YieldMax AI & Tech Portfolio Option Income ETF (GPTY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GPTY returned +23.80% while VTI returned +16.63%. Year to date, GPTY is up 25.38% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GPTY has been the more volatile fund, with annualized monthly volatility of 30.4% compared with 12.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.6% for GPTY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GPTY charges 1.06% per year while VTI charges 0.03%. On a $10,000 position that is $106 vs $3 annually, a gap of $103 per year that compounds over a long holding period. On income, GPTY currently yields 38.34% against 1.06% for VTI.
Holdings Overlap
90.0% of GPTY's money is in holdings VTI also owns. 34.2% of VTI's money is in holdings GPTY also owns.
Most of GPTY is already inside VTI. Owning both mostly buys the same companies twice.
24 positions in common, counted across the 27 positions we hold weights for in GPTY and 3,441 in VTI, against full books of 98 and 3,524.
What only one of them owns
Our book lists 1,133 positions for VTI that do not appear in our book for GPTY (63.4% of the fund), and 2 for GPTY that do not appear in VTI (4.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GPTY | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.64% | 6.88% | 0.24% |
| AAPLApple, Inc | 4.45% | 6.30% | 1.85% |
| MSFTMicrosoft Corp | 4.67% | 5.11% | 0.44% |
| GOOGLAlphabet Inc | 5.10% | 2.70% | 2.40% |
| AMZNAmazon.Com Inc | 3.88% | 3.41% | 0.47% |
| METAMeta Platforms Inc | 4.62% | 1.70% | 2.92% |
| AMDAdvanced Micro Devices Inc | 5.14% | 1.04% | 4.10% |
| SNOWSnowflake Inc | 5.78% | 0.15% | 5.63% |
| AVGOBroadcom Inc | 3.37% | 2.38% | 0.99% |
| PLTRPalantir Technologies Inc | 5.08% | 0.55% | 4.53% |
90.0% of GPTY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GPTY or VTI?
GPTY has an expense ratio of 1.06% while VTI charges 0.03%. VTI is the cheaper option, by $103 a year on a $10,000 investment.
Which performed better, GPTY or VTI?
Over the past year GPTY returned +23.80% vs +16.63% for VTI, so GPTY leads on 1-year performance. Over the longest common window we track (2 years), GPTY annualized +25.54% vs +15.06% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GPTY or VTI?
GPTY has been the more volatile fund at 30.4% annualized versus 12.7% for VTI. Worst drawdown: GPTY -26.6% vs VTI -19.3%.
Should I hold both GPTY and VTI?
GPTY and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GPTY and VTI?
90.0% of GPTY's money is in holdings VTI also owns. 34.2% of VTI's is in holdings GPTY also owns. They hold 24 positions in common, counted across the 27 positions we hold weights for in GPTY and 3,441 in VTI.
Which pays a higher dividend, GPTY or VTI?
GPTY yields 38.34% while VTI yields 1.06%, so GPTY currently pays the higher dividend yield.
Is VTI better than GPTY?
VTI has a lower expense ratio. GPTY led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 50.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.