GSFP vs SCHD

GSFP vs SCHD

Which is better, GSFP or SCHD?

Large Cap Growth against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGSFPSCHD
Expense Ratio0.75%0.06%Best
AUM$12M$111.6B
Dividend Yield1.01%3.24%
Holdings53206
Volatility (annualized)20.9%15.1%Best
Max Drawdown-40.5%-16.9%Best
$10,000 over 4 years$8,908$12,285Best
Fund FamilyGoldman Sachs Asset ManagementCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionJul 13, 2021Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 453 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. GSFP has data through Jul 18, 2025 and SCHD through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Jul 15, 2021 to Jul 18, 2025 (4 years).

Risk: Volatility and Drawdowns

GSFP has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.5% for GSFP and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GSFP charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, GSFP currently yields 1.01% against 3.24% for SCHD.

You are not choosing between two funds in isolation.

Whichever of GSFP and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GSFPSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GSFP or SCHD?

GSFP has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.

Which is riskier, GSFP or SCHD?

GSFP has been the more volatile fund at 20.9% annualized versus 15.1% for SCHD. Worst drawdown: GSFP -40.5% vs SCHD -16.9%.

Should I hold both GSFP and SCHD?

GSFP and SCHD have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, GSFP or SCHD?

GSFP yields 1.01% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.

Is SCHD better than GSFP?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.