HAIL vs VTI
State Street SPDR S&P Kensho Smart Mobility ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HAIL or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. HAIL is less concentrated, with 18.4% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HAIL | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $18M | $690.1B |
| Dividend Yield | 1.77% | 1.03% |
| Holdings | 89 | 3,524 |
| YTD Return | -3.74% | +14.35%Best |
| 1Y Return | -6.85% | +17.97%Best |
| 3Y Return (annualized) | +5.66% | +22.47%Best |
| 5Y Return (annualized) | -8.47% | +12.62%Best |
| Volatility (annualized) | 32.4% | 16.7%Best |
| Max Drawdown | -66.3% | -35.0%Best |
| $10,000 over 5 years | $6,424 | $18,117Best |
| Top 10 Weight | 18.4%Best | 33.3% |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Dec 18, 2017 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 27, 2017 to Oct 13, 2026 (8.8 years).
HAIL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.8 years both funds cover.
HAIL vs VTI Performance
State Street SPDR S&P Kensho Smart Mobility ETF (HAIL) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HAIL returned -6.85% while VTI returned +17.97%. Year to date, HAIL is down 3.74% versus a gain of 14.35% for VTI.
Over three years, HAIL compounded at +5.66% per year against +22.47% for VTI; over five years the annualized figures are -8.47% and +12.62% respectively. Across the full 9-year window we track, VTI has the edge at +13.32% annualized vs +2.24%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HAIL has been the more volatile fund, with annualized monthly volatility of 32.4% compared with 16.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -66.3% for HAIL and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HAIL charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, HAIL currently yields 1.77% against 1.03% for VTI.
Holdings Overlap
65.2% of HAIL's money is in holdings VTI also owns. 11.1% of VTI's money is in holdings HAIL also owns.
The two portfolios partly overlap.
54 positions in common, counted across the 88 positions we hold weights for in HAIL and 3,463 in VTI, against full books of 89 and 3,524.
What only one of them owns
Our book lists 1,120 positions for VTI that do not appear in our book for HAIL (86.4% of the fund), and 17 for HAIL that do not appear in VTI (16.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in HAIL | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 1.70% | 6.40% | 4.70% |
| GOOGAlphabet Inc. C | 0.97% | 2.31% | 1.34% |
| VIAVia Transportation Inc Class A | 2.74% | 0.00% | 2.74% |
| TSLATesla Inc | 1.50% | 1.22% | 0.28% |
| UBERUber Technologies Inc | 1.64% | 0.20% | 1.44% |
| LYFTLyft Inc. Class A | 1.79% | 0.01% | 1.78% |
| GMGeneral Motors Co | 1.69% | 0.11% | 1.58% |
| ALSNAllison Transmission Holdings Inc. | 1.75% | 0.01% | 1.74% |
| RIVNRivian Automotive | 1.70% | 0.02% | 1.68% |
| QCOMQualcomm Inc. | 1.49% | 0.22% | 1.27% |
65.2% of HAIL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HAIL or VTI?
HAIL has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, HAIL or VTI?
Over the past year HAIL returned -6.85% vs +17.97% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), HAIL annualized +2.24% vs +13.32% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HAIL or VTI?
HAIL has been the more volatile fund at 32.4% annualized versus 16.7% for VTI. Worst drawdown: HAIL -66.3% vs VTI -35.0%.
Should I hold both HAIL and VTI?
HAIL and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between HAIL and VTI?
65.2% of HAIL's money is in holdings VTI also owns. 11.1% of VTI's is in holdings HAIL also owns. They hold 54 positions in common, counted across the 88 positions we hold weights for in HAIL and 3,463 in VTI.
Which pays a higher dividend, HAIL or VTI?
HAIL yields 1.77% while VTI yields 1.03%, so HAIL currently pays the higher dividend yield.
Is VTI better than HAIL?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. HAIL is less concentrated, with 18.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.