HCRB vs TOTR
Hartford Core Bond ETF vs T. Rowe Price Total Return ETF
Which is better, HCRB or TOTR?
Nearly the same fund. HCRB costs less.
HCRB has a lower expense ratio. TOTR led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HCRB | TOTR |
|---|---|---|
| Expense Ratio | 0.29%Best | 0.31% |
| AUM | $437M | $566M |
| Dividend Yield | 4.22% | 5.48% |
| Holdings | 1,642 | 1,222 |
| YTD Return | -5.38% | -2.17%Best |
| 1Y Return | -5.81% | -1.73%Best |
| 3Y Return (annualized) | +3.63% | +5.04%Best |
| 5Y Return (annualized) | -1.26% | -0.85%Best |
| Volatility (annualized) | 6.8% | 6.6%Best |
| Max Drawdown | -18.9%Best | -19.6% |
| $10,000 over 5 years | $9,386 | $9,582Best |
| Fund Family | Hartford Funds | T.Rowe Price |
| Category | Fixed Income | Fixed Income |
| Inception | Feb 19, 2020 | Sep 28, 2021 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown are measured over the window both funds cover: Sep 29, 2021 to Oct 14, 2026 (5 years).
HCRB vs TOTR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
HCRB vs TOTR Performance
Hartford Core Bond ETF (HCRB) is an ETF from Hartford Funds and T. Rowe Price Total Return ETF (TOTR) is an ETF from T.Rowe Price. Over the past year HCRB returned -5.81% while TOTR returned -1.73%. Year to date, HCRB is down 5.38% versus a loss of 2.17% for TOTR.
Over three years, HCRB compounded at +3.63% per year against +5.04% for TOTR; over five years the annualized figures are -1.26% and -0.85% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HCRB has been the more volatile fund, with annualized monthly volatility of 6.8% compared with 6.6% for TOTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.9% for HCRB and -19.6% for TOTR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
HCRB charges 0.29% per year while TOTR charges 0.31%. On a $10,000 position that is $29 vs $31 annually, a gap of $2 per year that compounds over a long holding period. On income, HCRB currently yields 4.22% against 5.48% for TOTR.
Holdings Overlap
We hold position weights for 493 holdings in HCRB and 522 in TOTR, totalling 65.2% and 55.1% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 35 positions appear in both.
35 positions in common, counted across the 493 positions we hold weights for in HCRB and 522 in TOTR, against full books of 1,642 and 1,222.
Top Shared Holdings
| Stock | Weight in HCRB | Weight in TOTR | Difference |
|---|---|---|---|
| T 4.375 01/31/32Treasury Note (Otr) 4.38% Jan 31, 2032 | 1.56% | 1.88% | 0.32% |
| T 4.125 08/15/44United States Treasury Bond 0.04% Aug 15/44 | 0.19% | 2.66% | 2.47% |
| FNCL 6 10/11Fannie Mae Or Freddie Mac 6 | 1.69% | 0.77% | 0.92% |
| T 4.25 11/15/34Us Treas Nts 4.25% 11/15/34 | 1.86% | 0.55% | 1.31% |
| T 4.5 11/15/54Treasury Bond (Otr) 4.5% Nov 15, 2054 | 1.32% | 0.32% | 1.00% |
| FNCL 5 10/11Fncl 5 10/26 | 1.28% | 0.05% | 1.23% |
| FNCL 3.5 10/11Fnma Tba 10/01/2049 | 1.07% | 0.25% | 0.82% |
| FNCL 2.5 10/11Fannie Mae Or Freddie Mac 2.5 | 0.52% | 0.78% | 0.26% |
| G2SF 6 10/11Ginnie Mae 6 | 1.15% | 0.10% | 1.05% |
| T 4.625 11/15/44Treasury Bond (Otr) 4.63% Nov 15, 2044 | 0.08% | 1.00% | 0.92% |
You are not choosing between two funds in isolation.
Whichever of HCRB and TOTR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HCRB or TOTR?
HCRB has an expense ratio of 0.29% while TOTR charges 0.31%. HCRB is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, HCRB or TOTR?
Over the past year HCRB returned -5.81% vs -1.73% for TOTR, so TOTR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HCRB or TOTR?
HCRB has been the more volatile fund at 6.8% annualized versus 6.6% for TOTR. Worst drawdown: HCRB -18.9% vs TOTR -19.6%.
Should I hold both HCRB and TOTR?
HCRB and TOTR have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, HCRB or TOTR?
HCRB yields 4.22% while TOTR yields 5.48%, so TOTR currently pays the higher dividend yield.
Is TOTR better than HCRB?
HCRB has a lower expense ratio. TOTR led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. Which one suits a particular account depends on what it is for. This is information, not a recommendation.