HEAT vs MOTO

HEAT vs MOTO

Which is better, HEAT or MOTO?

MOTO has been ahead.

MOTO has a lower expense ratio. MOTO led over 1Y and the full window.

Lower Fees: MOTOHigher Returns: MOTO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHEATMOTO
Expense Ratio0.69%0.68%Best
AUM$14M$9M
Dividend Yield0.53%0.92%
Holdings6476
Volatility (annualized)15.7%Best18.8%
Max Drawdown-20.7%Best-26.4%
$10,000 over 2.6 years$12,259$14,340Best
Fund FamilyTouchstone InvestmentsSmartETFs
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionApr 28, 2023Nov 15, 2019

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 299 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HEAT has data through Dec 19, 2025 and MOTO through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: May 2, 2023 to Dec 19, 2025 (2.6 years).

Compare HEAT against instead:HEAT vs SPYHEAT vs QQQHEAT vs VOOHEAT vs VTIMOTO against:MOTO vs VXUS

Risk: Volatility and Drawdowns

MOTO has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 15.7% for HEAT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.7% for HEAT and -26.4% for MOTO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HEAT charges 0.69% per year while MOTO charges 0.68%. On a $10,000 position that is $69 vs $68 annually, a gap of $1 per year that compounds over a long holding period. On income, HEAT currently yields 0.53% against 0.92% for MOTO.

You are not choosing between two funds in isolation.

Whichever of HEAT and MOTO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HEATMOTO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HEAT or MOTO?

HEAT has an expense ratio of 0.69% while MOTO charges 0.68%. MOTO is the cheaper option, by $1 a year on a $10,000 investment.

Which is riskier, HEAT or MOTO?

MOTO has been the more volatile fund at 18.8% annualized versus 15.7% for HEAT. Worst drawdown: HEAT -20.7% vs MOTO -26.4%.

Should I hold both HEAT and MOTO?

HEAT and MOTO have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HEAT or MOTO?

HEAT yields 0.53% while MOTO yields 0.92%, so MOTO currently pays the higher dividend yield.

Is MOTO better than HEAT?

MOTO has a lower expense ratio. MOTO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.