HEQT vs VTI
Simplify Hedged Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HEQT or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HEQT | VTI |
|---|---|---|
| Expense Ratio | 0.43% | 0.03%Best |
| AUM | $325M | $689.2B |
| Dividend Yield | 1.17% | 1.06% |
| Holdings | 11 | 3,524 |
| YTD Return | +9.70% | +14.35%Best |
| 1Y Return | +12.86% | +17.97%Best |
| 3Y Return (annualized) | +14.77% | +22.47%Best |
| 5Y Return (annualized) | +9.42% | +12.62%Best |
| Volatility (annualized) | 7.8%Best | 15.8% |
| Max Drawdown | -11.5%Best | -25.4% |
| $10,000 over 5 years | $15,685 | $18,117Best |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 1, 2021 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Nov 2, 2021 to Oct 13, 2026 (4.9 years).
HEQT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
HEQT vs VTI Performance
Simplify Hedged Equity ETF (HEQT) is an ETF from Simplify Exchange Traded Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HEQT returned +12.86% while VTI returned +17.97%. Year to date, HEQT is up 9.70% versus a gain of 14.35% for VTI.
Over three years, HEQT compounded at +14.77% per year against +22.47% for VTI; over five years the annualized figures are +9.42% and +12.62% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 7.8% for HEQT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.5% for HEQT and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
HEQT charges 0.43% per year while VTI charges 0.03%. On a $10,000 position that is $43 vs $3 annually, a gap of $40 per year that compounds over a long holding period. On income, HEQT currently yields 1.17% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 1 holding in HEQT and 3,441 in VTI, totalling 100.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in HEQT and 3,441 in VTI, against full books of 11 and 3,524.
You are not choosing between two funds in isolation.
Whichever of HEQT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HEQT or VTI?
HEQT has an expense ratio of 0.43% while VTI charges 0.03%. VTI is the cheaper option, by $40 a year on a $10,000 investment.
Which performed better, HEQT or VTI?
Over the past year HEQT returned +12.86% vs +17.97% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HEQT or VTI?
VTI has been the more volatile fund at 15.8% annualized versus 7.8% for HEQT. Worst drawdown: HEQT -11.5% vs VTI -25.4%.
Should I hold both HEQT and VTI?
HEQT and VTI have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, HEQT or VTI?
HEQT yields 1.17% while VTI yields 1.06%, so HEQT currently pays the higher dividend yield.
Is VTI better than HEQT?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.