HFGM vs SCHD
Unlimited HFGM Global Macro ETF vs Schwab US Dividend Equity ETF
Which is better, HFGM or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HFGM | SCHD |
|---|---|---|
| Expense Ratio | 1.01% | 0.06%Best |
| AUM | $160M | $111.6B |
| Dividend Yield | 10.34% | 3.24% |
| Holdings | 34 | 206 |
| YTD Return | +6.72% | +24.55%Best |
| 1Y Return | +7.88% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 16.3% | 13.0%Best |
| Max Drawdown | -15.1% | -6.9%Best |
| $10,000 over 1.5 years | $13,665 | $13,996Best |
| Fund Family | Unlimited Funds | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Apr 14, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Apr 15, 2025 to Oct 14, 2026 (1.5 years).
HFGM vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
HFGM vs SCHD Performance
Unlimited HFGM Global Macro ETF (HFGM) is an ETF from Unlimited Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year HFGM returned +7.88% while SCHD returned +29.85%. Year to date, HFGM is up 6.72% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HFGM has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 13.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for HFGM and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
HFGM charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period. On income, HFGM currently yields 10.34% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 2 holdings in HFGM and 98 in SCHD, totalling 78.2% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in HFGM and 98 in SCHD, against full books of 34 and 206.
You are not choosing between two funds in isolation.
Whichever of HFGM and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HFGM or SCHD?
HFGM has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option, by $95 a year on a $10,000 investment.
Which performed better, HFGM or SCHD?
Over the past year HFGM returned +7.88% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), HFGM annualized +23.14% vs +25.12% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HFGM or SCHD?
HFGM has been the more volatile fund at 16.3% annualized versus 13.0% for SCHD. Worst drawdown: HFGM -15.1% vs SCHD -6.9%.
Should I hold both HFGM and SCHD?
HFGM and SCHD have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HFGM or SCHD?
HFGM yields 10.34% while SCHD yields 3.24%, so HFGM currently pays the higher dividend yield.
Is SCHD better than HFGM?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.