IBDR vs IVV
iShares iBonds Dec 2026 Term Corporate ETF vs iShares Core S&P 500 ETF
Which is better, IBDR or IVV?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBDR | IVV |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $3.0B | $896.5B |
| Dividend Yield | 4.05% | 1.10% |
| Holdings | 168 | 508 |
| YTD Return | +2.90% | +13.59%Best |
| 1Y Return | +3.90% | +17.54%Best |
| 3Y Return (annualized) | +5.59% | +22.46%Best |
| 5Y Return (annualized) | +1.82% | +13.28%Best |
| Volatility (annualized) | 4.6%Best | 15.4% |
| Max Drawdown | -16.1%Best | -33.9% |
| $10,000 over 5 years | $10,944 | $18,654Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 13, 2016 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 19, 2016 to Oct 14, 2026 (10.1 years).
IBDR vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IBDR vs IVV Performance
iShares iBonds Dec 2026 Term Corporate ETF (IBDR) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year IBDR returned +3.90% while IVV returned +17.54%. Year to date, IBDR is up 2.90% versus a gain of 13.59% for IVV.
Over three years, IBDR compounded at +5.59% per year against +22.46% for IVV; over five years the annualized figures are +1.82% and +13.28% respectively. Across the full 10-year window we track, IVV has the edge at +14.42% annualized vs +1.62%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 4.6% for IBDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for IBDR and -33.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBDR charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBDR currently yields 4.05% against 1.10% for IVV.
Holdings Overlap
At least 0.1% of IVV's money is in holdings IBDR also owns.
Stated as a floor: for IBDR, our book for it covers 94.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 109 positions we hold weights for in IBDR and 506 in IVV, against full books of 168 and 508.
Top Shared Holdings
| Stock | Weight in IBDR | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 53.64% | 0.10% | 53.54% |
You are not choosing between two funds in isolation.
Whichever of IBDR and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBDR or IVV?
IBDR has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, IBDR or IVV?
Over the past year IBDR returned +3.90% vs +17.54% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (10 years), IBDR annualized +1.62% vs +14.42% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBDR or IVV?
IVV has been the more volatile fund at 15.4% annualized versus 4.6% for IBDR. Worst drawdown: IBDR -16.1% vs IVV -33.9%.
Should I hold both IBDR and IVV?
IBDR and IVV have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBDR or IVV?
IBDR yields 4.05% while IVV yields 1.10%, so IBDR currently pays the higher dividend yield.
Is IVV better than IBDR?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.