IBHH vs QQQ
iShares iBonds 2028 Term High Yield and Income ETF vs Invesco QQQ Trust, Series 1
Which is better, IBHH or QQQ?
High Yield Bond against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBHH | QQQ |
|---|---|---|
| Expense Ratio | 0.35% | 0.18%Best |
| AUM | $471M | $506.1B |
| Dividend Yield | 6.25% | 0.42% |
| Holdings | 209 | 321 |
| YTD Return | -2.24% | +19.30%Best |
| 1Y Return | -1.42% | +22.47%Best |
| 3Y Return (annualized) | +6.90% | +26.18%Best |
| 5Y Return (annualized) | - | +15.42% |
| Volatility (annualized) | 7.5%Best | 20.9% |
| Max Drawdown | -12.1%Best | -29.6% |
| $10,000 over 4.6 years | $11,819 | $22,658Best |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Growth |
| Inception | Mar 8, 2022 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Mar 10, 2022 to Oct 14, 2026 (4.6 years).
IBHH vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
IBHH vs QQQ Performance
iShares iBonds 2028 Term High Yield and Income ETF (IBHH) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBHH returned -1.42% while QQQ returned +22.47%. Year to date, IBHH is down 2.24% versus a gain of 19.30% for QQQ.
Over three years, IBHH compounded at +6.90% per year against +26.18% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 7.5% for IBHH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for IBHH and -29.6% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IBHH charges 0.35% per year while QQQ charges 0.18%. On a $10,000 position that is $35 vs $18 annually, a gap of $17 per year that compounds over a long holding period. On income, IBHH currently yields 6.25% against 0.42% for QQQ.
Holdings Overlap
We hold position weights for 194 holdings in IBHH and 101 in QQQ, totalling 94.9% and 99.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 194 positions we hold weights for in IBHH and 101 in QQQ, against full books of 209 and 321.
You are not choosing between two funds in isolation.
Whichever of IBHH and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBHH or QQQ?
IBHH has an expense ratio of 0.35% while QQQ charges 0.18%. QQQ is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, IBHH or QQQ?
Over the past year IBHH returned -1.42% vs +22.47% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBHH or QQQ?
QQQ has been the more volatile fund at 20.9% annualized versus 7.5% for IBHH. Worst drawdown: IBHH -12.1% vs QQQ -29.6%.
Should I hold both IBHH and QQQ?
IBHH and QQQ have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBHH or QQQ?
IBHH yields 6.25% while QQQ yields 0.42%, so IBHH currently pays the higher dividend yield.
Is QQQ better than IBHH?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.