IBIE vs QQQ
iShares iBonds Oct 2028 Term TIPS ETF vs Invesco QQQ Trust, Series 1
Which is better, IBIE or QQQ?
QQQ has been ahead.
IBIE has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBIE | QQQ |
|---|---|---|
| Expense Ratio | 0.10%Best | 0.18% |
| AUM | $265M | $506.1B |
| Dividend Yield | 4.98% | 0.42% |
| Holdings | 8 | 321 |
| YTD Return | +1.95% | +19.30%Best |
| 1Y Return | +2.08% | +22.47%Best |
| 3Y Return (annualized) | +5.31% | +26.18%Best |
| 5Y Return (annualized) | - | +15.42% |
| Volatility (annualized) | 2.5%Best | 17.1% |
| Max Drawdown | -1.7%Best | -22.8% |
| $10,000 over 3.1 years | $11,629 | $20,111Best |
| Top 10 Weight | - | 46.7% |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Growth |
| Inception | Sep 13, 2023 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Sep 15, 2023 to Oct 14, 2026 (3.1 years).
IBIE vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
IBIE vs QQQ Performance
iShares iBonds Oct 2028 Term TIPS ETF (IBIE) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBIE returned +2.08% while QQQ returned +22.47%. Year to date, IBIE is up 1.95% versus a gain of 19.30% for QQQ.
Over three years, IBIE compounded at +5.31% per year against +26.18% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 2.5% for IBIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.7% for IBIE and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.12. They move largely independently of each other.
Fees and Cost Over Time
IBIE charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, IBIE currently yields 4.98% against 0.42% for QQQ.
Holdings Overlap
We hold position weights for 7 holdings in IBIE and 101 in QQQ, totalling 100.0% and 99.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in IBIE and 101 in QQQ, against full books of 8 and 321.
What only one of them owns
Our book lists 93 positions for QQQ that do not appear in our book for IBIE (96.3% of the fund), and 7 for IBIE that do not appear in QQQ (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IBIE and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBIE or QQQ?
IBIE has an expense ratio of 0.10% while QQQ charges 0.18%. IBIE is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, IBIE or QQQ?
Over the past year IBIE returned +2.08% vs +22.47% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBIE or QQQ?
QQQ has been the more volatile fund at 17.1% annualized versus 2.5% for IBIE. Worst drawdown: IBIE -1.7% vs QQQ -22.8%.
Should I hold both IBIE and QQQ?
IBIE and QQQ have a monthly-return correlation of 0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBIE or QQQ?
IBIE yields 4.98% while QQQ yields 0.42%, so IBIE currently pays the higher dividend yield.
Is QQQ better than IBIE?
IBIE has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.