IBTL vs QQQ
iSHARES iBONDS DEC 2031 TERM TREASURY ETF vs Invesco QQQ Trust, Series 1
Which is better, IBTL or QQQ?
QQQ has been ahead.
IBTL has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBTL | QQQ |
|---|---|---|
| Expense Ratio | 0.07%Best | 0.18% |
| AUM | $764M | $506.1B |
| Dividend Yield | 4.04% | 0.42% |
| Holdings | 26 | 321 |
| YTD Return | -2.17% | +19.30%Best |
| 1Y Return | -2.03% | +22.47%Best |
| 3Y Return (annualized) | +4.20% | +26.18%Best |
| 5Y Return (annualized) | -1.42% | +15.42%Best |
| Volatility (annualized) | 7.3%Best | 20.8% |
| Max Drawdown | -20.8%Best | -35.1% |
| $10,000 over 5 years | $9,310 | $20,484Best |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Growth |
| Inception | Jul 13, 2021 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 30, 2021 to Oct 14, 2026 (5.1 years).
IBTL vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.
IBTL vs QQQ Performance
iSHARES iBONDS DEC 2031 TERM TREASURY ETF (IBTL) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBTL returned -2.03% while QQQ returned +22.47%. Year to date, IBTL is down 2.17% versus a gain of 19.30% for QQQ.
Over three years, IBTL compounded at +4.20% per year against +26.18% for QQQ; over five years the annualized figures are -1.42% and +15.42% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 7.3% for IBTL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.8% for IBTL and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBTL charges 0.07% per year while QQQ charges 0.18%. On a $10,000 position that is $7 vs $18 annually, a gap of $11 per year that compounds over a long holding period. On income, IBTL currently yields 4.04% against 0.42% for QQQ.
Holdings Overlap
We hold position weights for 17 holdings in IBTL and 101 in QQQ, totalling 59.0% and 99.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 17 positions we hold weights for in IBTL and 101 in QQQ, against full books of 26 and 321.
You are not choosing between two funds in isolation.
Whichever of IBTL and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBTL or QQQ?
IBTL has an expense ratio of 0.07% while QQQ charges 0.18%. IBTL is the cheaper option, by $11 a year on a $10,000 investment.
Which performed better, IBTL or QQQ?
Over the past year IBTL returned -2.03% vs +22.47% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBTL or QQQ?
QQQ has been the more volatile fund at 20.8% annualized versus 7.3% for IBTL. Worst drawdown: IBTL -20.8% vs QQQ -35.1%.
Should I hold both IBTL and QQQ?
IBTL and QQQ have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBTL or QQQ?
IBTL yields 4.04% while QQQ yields 0.42%, so IBTL currently pays the higher dividend yield.
Is QQQ better than IBTL?
IBTL has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.