IEUS vs VTI
iShares MSCI Europe Small-Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IEUS or VTI?
Small Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. IEUS is less concentrated, with 5.3% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IEUS | VTI |
|---|---|---|
| Expense Ratio | 0.41% | 0.03%Best |
| AUM | $164M | $689.2B |
| Dividend Yield | 3.21% | 1.06% |
| Holdings | 857 | 3,524 |
| YTD Return | +3.72% | +13.48%Best |
| 1Y Return | +7.83% | +16.55%Best |
| 3Y Return (annualized) | +16.14% | +22.11%Best |
| 5Y Return (annualized) | +2.41% | +11.95%Best |
| Volatility (annualized) | 21.0% | 16.1%Best |
| Max Drawdown | -63.3% | -55.3%Best |
| $10,000 over 5 years | $11,264 | $17,584Best |
| Top 10 Weight | 5.3%Best | 33.5% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Blend |
| Inception | Nov 12, 2007 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Nov 19, 2007 to Oct 15, 2026 (18.9 years).
IEUS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 18.9 years both funds cover.
IEUS vs VTI Performance
iShares MSCI Europe Small-Cap ETF (IEUS) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IEUS returned +7.83% while VTI returned +16.55%. Year to date, IEUS is up 3.72% versus a gain of 13.48% for VTI.
Over three years, IEUS compounded at +16.14% per year against +22.11% for VTI; over five years the annualized figures are +2.41% and +11.95% respectively. Across the full 19-year window we track, VTI has the edge at +9.69% annualized vs +2.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IEUS has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 16.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.3% for IEUS and -55.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IEUS charges 0.41% per year while VTI charges 0.03%. On a $10,000 position that is $41 vs $3 annually, a gap of $38 per year that compounds over a long holding period. On income, IEUS currently yields 3.21% against 1.06% for VTI.
Holdings Overlap
0.5% of IEUS's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings IEUS also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
3 positions in common, counted across the 828 positions we hold weights for in IEUS and 3,441 in VTI, against full books of 857 and 3,524.
What only one of them owns
Our book lists 1,153 positions for VTI that do not appear in our book for IEUS (97.6% of the fund), and 8 for IEUS that do not appear in VTI (0.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IEUS and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IEUS or VTI?
IEUS has an expense ratio of 0.41% while VTI charges 0.03%. VTI is the cheaper option, by $38 a year on a $10,000 investment.
Which performed better, IEUS or VTI?
Over the past year IEUS returned +7.83% vs +16.55% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), IEUS annualized +2.95% vs +9.69% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IEUS or VTI?
IEUS has been the more volatile fund at 21.0% annualized versus 16.1% for VTI. Worst drawdown: IEUS -63.3% vs VTI -55.3%.
Should I hold both IEUS and VTI?
IEUS and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IEUS or VTI?
IEUS yields 3.21% while VTI yields 1.06%, so IEUS currently pays the higher dividend yield.
Is VTI better than IEUS?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. IEUS is less concentrated, with 5.3% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.