IHYF vs RSF
Invesco High Yield Bond Factor ETF vs RiverNorth Capital and Income Fund, Inc.
Which is better, IHYF or RSF?
Each has led over a different period.
IHYF has a lower expense ratio. IHYF led over 1Y, RSF over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IHYF | RSF |
|---|---|---|
| Expense Ratio | 0.39%Best | 5.25% |
| AUM | $134M | $49M |
| Dividend Yield | 6.50% | 11.07% |
| Holdings | 432 | 9,552 |
| Volatility (annualized) | 6.9%Best | 7.1% |
| Max Drawdown | -36.0% | -13.1%Best |
| $10,000 over 5.2 years | $12,361 | $14,650Best |
| Fund Family | Invesco (US) | RiverNorth |
| Category | Fixed Income | Fixed Income |
| Style | High Yield Bond | High Yield Bond |
| Inception | Nov 30, 2020 | Sep 22, 2016 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 236 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IHYF has data through Feb 20, 2026 and RSF through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 5.2 years row, are measured over the window both funds cover: Dec 3, 2020 to Feb 20, 2026 (5.2 years).
Risk: Volatility and Drawdowns
RSF has been the more volatile fund, with annualized monthly volatility of 7.1% compared with 6.9% for IHYF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.0% for IHYF and -13.1% for RSF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IHYF charges 0.39% per year while RSF charges 5.25%. On a $10,000 position that is $39 vs $525 annually, a gap of $486 per year that compounds over a long holding period. On income, IHYF currently yields 6.50% against 11.07% for RSF.
Holdings Overlap
We hold position weights for 396 holdings in IHYF and 15 in RSF, totalling 96.3% and 5.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 273 days apart, IHYF as of Sep 30, 2025 and RSF as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 396 positions we hold weights for in IHYF and 15 in RSF, against full books of 432 and 9,552.
You are not choosing between two funds in isolation.
Whichever of IHYF and RSF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IHYF or RSF?
IHYF has an expense ratio of 0.39% while RSF charges 5.25%. IHYF is the cheaper option, by $486 a year on a $10,000 investment.
Which is riskier, IHYF or RSF?
RSF has been the more volatile fund at 7.1% annualized versus 6.9% for IHYF. Worst drawdown: IHYF -36.0% vs RSF -13.1%.
Should I hold both IHYF and RSF?
IHYF and RSF have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IHYF or RSF?
IHYF yields 6.50% while RSF yields 11.07%, so RSF currently pays the higher dividend yield.
Is RSF better than IHYF?
IHYF has a lower expense ratio. IHYF led over 1Y, RSF over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.