ILCV vs VTI
iShares Morningstar Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ILCV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. ILCV led over 1Y and 5Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.93. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 35.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ILCV | VTI |
|---|---|---|
| Expense Ratio | 0.04% | 0.03%Best |
| AUM | $1.4B | $689.2B |
| Dividend Yield | 1.57% | 1.06% |
| Holdings | 377 | 3,524 |
| YTD Return | +15.83%Best | +13.02% |
| 1Y Return | +22.90%Best | +16.63% |
| 3Y Return (annualized) | +20.86% | +21.97%Best |
| 5Y Return (annualized) | +12.89%Best | +11.99% |
| Volatility (annualized) | 14.3%Best | 15.2% |
| Max Drawdown | -60.9% | -56.6%Best |
| $10,000 over 5 years | $18,335Best | $17,616 |
| Top 10 Weight | 35.6% | 33.5%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 28, 2004 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jul 2, 2004 to Oct 14, 2026 (22.3 years).
ILCV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 22.3 years both funds cover.
ILCV vs VTI Performance
iShares Morningstar Value ETF (ILCV) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ILCV returned +22.90% while VTI returned +16.63%. Year to date, ILCV is up 15.83% versus a gain of 13.02% for VTI.
Over three years, ILCV compounded at +20.86% per year against +21.97% for VTI; over five years the annualized figures are +12.89% and +11.99% respectively. Across the full 22-year window we track, VTI has the edge at +9.46% annualized vs +6.49%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 14.3% for ILCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.9% for ILCV and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ILCV charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, ILCV currently yields 1.57% against 1.06% for VTI.
Holdings Overlap
97.7% of ILCV's money is in holdings VTI also owns. 63.7% of VTI's money is in holdings ILCV also owns.
Most of ILCV is already inside VTI. Owning both mostly buys the same companies twice.
355 positions in common, counted across the 374 positions we hold weights for in ILCV and 3,441 in VTI, against full books of 377 and 3,524.
What only one of them owns
Our book lists 807 positions for VTI that do not appear in our book for ILCV (34.0% of the fund), and 11 for ILCV that do not appear in VTI (1.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ILCV | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 8.50% | 5.11% | 3.39% |
| AAPLApple, Inc | 7.12% | 6.30% | 0.82% |
| AMZNAmazon.Com Inc | 3.26% | 3.41% | 0.15% |
| GOOGLAlphabet Inc | 2.53% | 2.70% | 0.17% |
| METAMeta Platforms Inc | 3.02% | 1.70% | 1.32% |
| GOOGAlphabet Inc. C | 2.03% | 2.12% | 0.09% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 2.73% | 1.23% | 1.50% |
| JPMJpmorgan Chase | 2.62% | 1.29% | 1.33% |
| MUMicron Technology, Inc. | 1.65% | 1.46% | 0.19% |
| XOMExxonmobil Corp. | 1.99% | 0.90% | 1.09% |
97.7% of ILCV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ILCV or VTI?
ILCV has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, ILCV or VTI?
Over the past year ILCV returned +22.90% vs +16.63% for VTI, so ILCV leads on 1-year performance. Over the longest common window we track (22 years), ILCV annualized +6.49% vs +9.46% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ILCV or VTI?
VTI has been the more volatile fund at 15.2% annualized versus 14.3% for ILCV. Worst drawdown: ILCV -60.9% vs VTI -56.6%.
Should I hold both ILCV and VTI?
ILCV and VTI have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between ILCV and VTI?
97.7% of ILCV's money is in holdings VTI also owns. 63.7% of VTI's is in holdings ILCV also owns. They hold 355 positions in common, counted across the 374 positions we hold weights for in ILCV and 3,441 in VTI.
Which pays a higher dividend, ILCV or VTI?
ILCV yields 1.57% while VTI yields 1.06%, so ILCV currently pays the higher dividend yield.
Is VTI better than ILCV?
VTI has a lower expense ratio. ILCV led over 1Y and 5Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.93. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 35.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.