INNO vs VXUS
Harbor Disruptive Innovation ETF vs Vanguard Total International Stock ETF
Which is better, INNO or VXUS?
Mid Cap Growth against Large Cap Blend.
VXUS has a lower expense ratio. INNO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INNO | VXUS |
|---|---|---|
| Expense Ratio | 0.75% | 0.05%Best |
| AUM | $3M | $163.2B |
| Dividend Yield | 0.00% | 2.34% |
| Holdings | 71 | 8,844 |
| Volatility (annualized) | 26.2% | 16.7%Best |
| Max Drawdown | -49.9% | -28.4%Best |
| $10,000 over 3 years | $14,076Best | $10,934 |
| Fund Family | Harbor Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Dec 1, 2021 | Jan 26, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 670 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. INNO has data through Dec 13, 2024 and VXUS through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Dec 1, 2021 to Dec 13, 2024 (3 years).
Risk: Volatility and Drawdowns
INNO has been the more volatile fund, with annualized monthly volatility of 26.2% compared with 16.7% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.9% for INNO and -28.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
INNO charges 0.75% per year while VXUS charges 0.05%. On a $10,000 position that is $75 vs $5 annually, a gap of $70 per year that compounds over a long holding period. On income, INNO currently yields 0.00% against 2.34% for VXUS.
You are not choosing between two funds in isolation.
Whichever of INNO and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INNO or VXUS?
INNO has an expense ratio of 0.75% while VXUS charges 0.05%. VXUS is the cheaper option, by $70 a year on a $10,000 investment.
Which is riskier, INNO or VXUS?
INNO has been the more volatile fund at 26.2% annualized versus 16.7% for VXUS. Worst drawdown: INNO -49.9% vs VXUS -28.4%.
Should I hold both INNO and VXUS?
INNO and VXUS have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, INNO or VXUS?
INNO yields 0.00% while VXUS yields 2.34%, so VXUS currently pays the higher dividend yield.
Is VXUS better than INNO?
VXUS has a lower expense ratio. INNO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.