IQRA vs VTI
NYLI CBRE Real Assets ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IQRA or VTI?
Each has led over a different period.
VTI has a lower expense ratio. IQRA led over 1Y, VTI over the full window. IQRA is less concentrated, with 29.1% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IQRA | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $7M | $689.2B |
| Dividend Yield | 2.65% | 1.06% |
| Holdings | 107 | 3,524 |
| Volatility (annualized) | 13.6% | 13.3%Best |
| Max Drawdown | -15.7%Best | -19.3% |
| $10,000 over 3.3 years | $13,298 | $19,395Best |
| Top 10 Weight | 29.1%Best | 33.5% |
| Fund Family | IndexIQ Trust | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 10, 2023 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 48 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IQRA has data through Aug 27, 2026 and VTI through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 10, 2023 to Aug 27, 2026 (3.3 years).
Risk: Volatility and Drawdowns
IQRA has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.7% for IQRA and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IQRA charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, IQRA currently yields 2.65% against 1.06% for VTI.
Holdings Overlap
56.9% of IQRA's money is in holdings VTI also owns. 2.7% of VTI's money is in holdings IQRA also owns.
The two portfolios partly overlap.
The two holdings books were reported 62 days apart, IQRA as of Jun 30, 2026 and VTI as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
45 positions in common, counted across the 102 positions we hold weights for in IQRA and 3,441 in VTI, against full books of 107 and 3,524.
What only one of them owns
Our book lists 1,116 positions for VTI that do not appear in our book for IQRA (94.9% of the fund), and 6 for IQRA that do not appear in VTI (6.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IQRA | Weight in VTI | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 7.17% | 0.23% | 6.94% |
| EQIXEquinix Inc. Real Estate Investment Trust | 3.87% | 0.14% | 3.73% |
| SPGSimon Property Group Inc | 3.19% | 0.09% | 3.10% |
| XELXcel Energy Inc. | 3.01% | 0.06% | 2.95% |
| WECWec Energy Group Inc. | 2.64% | 0.05% | 2.59% |
| WMBWilliams Cos. Inc. | 1.95% | 0.12% | 1.83% |
| FRFirst Industrial Realty Trust, Inc | 1.75% | 0.01% | 1.74% |
| AMTAmerican Tower Corporation | 1.57% | 0.11% | 1.46% |
| ATOAtmos Energy Corp | 1.61% | 0.04% | 1.57% |
| PPLPpl Corp (Utilities) | 1.59% | 0.03% | 1.56% |
56.9% of IQRA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IQRA or VTI?
IQRA has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which is riskier, IQRA or VTI?
IQRA has been the more volatile fund at 13.6% annualized versus 13.3% for VTI. Worst drawdown: IQRA -15.7% vs VTI -19.3%.
Should I hold both IQRA and VTI?
IQRA and VTI have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IQRA and VTI?
56.9% of IQRA's money is in holdings VTI also owns. 2.7% of VTI's is in holdings IQRA also owns. They hold 45 positions in common, counted across the 102 positions we hold weights for in IQRA and 3,441 in VTI.
Which pays a higher dividend, IQRA or VTI?
IQRA yields 2.65% while VTI yields 1.06%, so IQRA currently pays the higher dividend yield.
Is VTI better than IQRA?
VTI has a lower expense ratio. IQRA led over 1Y, VTI over the full window. IQRA is less concentrated, with 29.1% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.