IRBA vs VYM
iMGP RBA Responsible Global Allocation ETF vs Vanguard High Dividend Yield ETF
Which is better, IRBA or VYM?
Allocation/Balanced against Large Cap Value.
VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IRBA | VYM |
|---|---|---|
| Expense Ratio | - | 0.04% |
| AUM | - | $78.9B |
| Dividend Yield | 2.29% | 2.37% |
| Holdings | 9 | 608 |
| Volatility (annualized) | 13.7%Best | 15.6% |
| Max Drawdown | -21.6% | -15.8%Best |
| $10,000 over 2.7 years | $9,584 | $12,291Best |
| Fund Family | iMGP Funds | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Jan 31, 2022 | Nov 10, 2006 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 712 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IRBA has data through Nov 1, 2024 and VYM through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Feb 1, 2022 to Nov 1, 2024 (2.7 years).
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 13.7% for IRBA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.6% for IRBA and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
You are not choosing between two funds in isolation.
Whichever of IRBA and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is riskier, IRBA or VYM?
VYM has been the more volatile fund at 15.6% annualized versus 13.7% for IRBA. Worst drawdown: IRBA -21.6% vs VYM -15.8%.
Should I hold both IRBA and VYM?
IRBA and VYM have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IRBA or VYM?
IRBA yields 2.29% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than IRBA?
VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.