ITOT vs IVV
iShares Core S&P Total US Stock Market ETF vs iShares Core S&P 500 ETF
Which is better, ITOT or IVV?
IVV has been ahead.
IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 1.00. ITOT is less concentrated, with 34.6% of the fund in its ten largest positions against 38.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITOT | IVV |
|---|---|---|
| Expense Ratio | 0.03%Tie | 0.03%Tie |
| AUM | $97.9B | $896.5B |
| Dividend Yield | 1.01% | 1.10% |
| Holdings | 2,502 | 508 |
| YTD Return | +13.06% | +13.59%Best |
| 1Y Return | +16.63% | +17.54%Best |
| 3Y Return (annualized) | +21.98% | +22.46%Best |
| 5Y Return (annualized) | +12.00% | +13.28%Best |
| Volatility (annualized) | 14.9% | 14.6%Best |
| Max Drawdown | -56.3%Best | -56.5% |
| $10,000 over 5 years | $17,623 | $18,654Best |
| Top 10 Weight | 34.6%Best | 38.9% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 20, 2004 | May 15, 2000 |
Volatility and max drawdown are measured over the window both funds cover: Jan 23, 2004 to Oct 14, 2026 (22.7 years).
ITOT vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 22.7 years both funds cover.
ITOT vs IVV Performance
iShares Core S&P Total US Stock Market ETF (ITOT) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year ITOT returned +16.63% while IVV returned +17.54%. Year to date, ITOT is up 13.06% versus a gain of 13.59% for IVV.
Over three years, ITOT compounded at +21.98% per year against +22.46% for IVV; over five years the annualized figures are +12.00% and +13.28% respectively. Across the full 23-year window we track, IVV has the edge at +9.15% annualized vs +9.10%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ITOT has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 14.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.3% for ITOT and -56.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITOT charges 0.03% per year while IVV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, ITOT currently yields 1.01% against 1.10% for IVV.
Holdings Overlap
88.3% of ITOT's money is in holdings IVV also owns. 99.5% of IVV's money is in holdings ITOT also owns.
Most of IVV is already inside ITOT. Owning both mostly buys the same companies twice.
501 positions in common, counted across the 2,433 positions we hold weights for in ITOT and 506 in IVV, against full books of 2,502 and 508.
What only one of them owns
Our book lists 2 positions for IVV that do not appear in our book for ITOT (0.1% of the fund), and 643 for ITOT that do not appear in IVV (9.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ITOT | Weight in IVV | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.52% | 8.44% | 0.92% |
| AAPLApple, Inc | 6.49% | 7.29% | 0.80% |
| MSFTMicrosoft Corp | 5.12% | 5.76% | 0.64% |
| AMZNAmazon.Com Inc | 3.28% | 3.68% | 0.40% |
| GOOGLAlphabet Inc | 2.67% | 3.00% | 0.33% |
| AVGOBroadcom Inc | 2.20% | 2.47% | 0.27% |
| METAMeta Platforms Inc | 2.15% | 2.42% | 0.27% |
| GOOGAlphabet Inc. C | 2.14% | 2.41% | 0.27% |
| MUMicron Technology, Inc. | 1.67% | 1.87% | 0.20% |
| AMDAdvanced Micro Devices Inc | 1.35% | 1.52% | 0.17% |
99.5% of IVV is already inside ITOT.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITOT or IVV?
ITOT has an expense ratio of 0.03% while IVV charges 0.03%. At the precision these are quoted to, they cost the same.
Which performed better, ITOT or IVV?
Over the past year ITOT returned +16.63% vs +17.54% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (23 years), ITOT annualized +9.10% vs +9.15% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITOT or IVV?
ITOT has been the more volatile fund at 14.9% annualized versus 14.6% for IVV. Worst drawdown: ITOT -56.3% vs IVV -56.5%.
Should I hold both ITOT and IVV?
ITOT and IVV have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between ITOT and IVV?
99.5% of IVV's money is in holdings ITOT also owns. 99.5% of IVV's is in holdings ITOT also owns. They hold 501 positions in common, counted across the 2,433 positions we hold weights for in ITOT and 506 in IVV.
Which pays a higher dividend, ITOT or IVV?
ITOT yields 1.01% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
Is IVV better than ITOT?
IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 1.00. ITOT is less concentrated, with 34.6% of the fund in its ten largest positions against 38.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.