IVV vs LIAU
iShares Core S&P 500 ETF vs LifeX 2060 Inflation-Protected Longevity Income ETF
Which is better, IVV or LIAU?
Large Cap Blend against Inflation Protection.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | LIAU |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.25% |
| AUM | $896.5B | $2M |
| Dividend Yield | 1.10% | 4.38% |
| Holdings | 508 | 28 |
| YTD Return | +13.59%Best | -8.58% |
| 1Y Return | +17.54%Best | -10.81% |
| 3Y Return (annualized) | +22.46% | - |
| 5Y Return (annualized) | +13.28% | - |
| Volatility (annualized) | 12.4% | 8.0%Best |
| Max Drawdown | -18.8% | -14.3%Best |
| $10,000 over 2.1 years | $14,109Best | $8,733 |
| Fund Family | iShares by BlackRock (US) | Stone Ridge Asset Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Inflation Protection |
| Inception | May 15, 2000 | Jan 17, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Sep 16, 2024 to Oct 14, 2026 (2.1 years).
IVV vs LIAU growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
IVV vs LIAU Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and LifeX 2060 Inflation-Protected Longevity Income ETF (LIAU) is an ETF from Stone Ridge Asset Management. Over the past year IVV returned +17.54% while LIAU returned -10.81%. Year to date, IVV is up 13.59% versus a loss of 8.58% for LIAU.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 8.0% for LIAU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -14.3% for LIAU. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while LIAU charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 4.38% for LIAU.
Holdings Overlap
We hold position weights for 506 holdings in IVV and 14 in LIAU, totalling 99.9% and 57.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 506 positions we hold weights for in IVV and 14 in LIAU, against full books of 508 and 28.
You are not choosing between two funds in isolation.
Whichever of IVV and LIAU you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or LIAU?
IVV has an expense ratio of 0.03% while LIAU charges 0.25%. IVV is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, IVV or LIAU?
Over the past year IVV returned +17.54% vs -10.81% for LIAU, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +17.81% vs -6.25% for LIAU. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or LIAU?
IVV has been the more volatile fund at 12.4% annualized versus 8.0% for LIAU. Worst drawdown: IVV -18.8% vs LIAU -14.3%.
Should I hold both IVV and LIAU?
IVV and LIAU have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or LIAU?
IVV yields 1.10% while LIAU yields 4.38%, so LIAU currently pays the higher dividend yield.
Is LIAU better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.