IVV vs RDIV
iShares Core S&P 500 ETF vs Invesco S&P Ultra Dividend Revenue ETF
Which is better, IVV or RDIV?
Large Cap Blend against Large Cap Value.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 38.9% of the fund in its ten largest positions against 51.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RDIV |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.39% |
| AUM | $896.5B | $1.4B |
| Dividend Yield | 1.10% | 3.72% |
| Holdings | 508 | 126 |
| YTD Return | +13.59%Best | +12.86% |
| 1Y Return | +17.54%Best | +16.19% |
| 3Y Return (annualized) | +22.46%Best | +20.60% |
| 5Y Return (annualized) | +13.28%Best | +11.47% |
| Volatility (annualized) | 14.5%Best | 19.1% |
| Max Drawdown | -33.9%Best | -50.9% |
| $10,000 over 5 years | $18,654Best | $17,210 |
| Top 10 Weight | 38.9%Best | 51.8% |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 15, 2000 | Sep 30, 2013 |
Volatility and max drawdown are measured over the window both funds cover: Oct 1, 2013 to Oct 14, 2026 (13 years).
IVV vs RDIV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13 years both funds cover.
IVV vs RDIV Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Invesco S&P Ultra Dividend Revenue ETF (RDIV) is an ETF from Invesco (US). Over the past year IVV returned +17.54% while RDIV returned +16.19%. Year to date, IVV is up 13.59% versus a gain of 12.86% for RDIV.
Over three years, IVV compounded at +22.46% per year against +20.60% for RDIV; over five years the annualized figures are +13.28% and +11.47% respectively. Across the full 13-year window we track, IVV has the edge at +13.00% annualized vs +8.39%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RDIV has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 14.5% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -50.9% for RDIV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while RDIV charges 0.39%. On a $10,000 position that is $3 vs $39 annually, a gap of $36 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 3.72% for RDIV.
Holdings Overlap
2.7% of IVV's money is in holdings RDIV also owns. 82.2% of RDIV's money is in holdings IVV also owns.
Most of RDIV is already inside IVV. Owning both mostly buys the same companies twice.
34 positions in common, counted across the 506 positions we hold weights for in IVV and 61 in RDIV, against full books of 508 and 126.
What only one of them owns
Our book lists 27 positions for RDIV that do not appear in our book for IVV (17.8% of the fund), and 466 for IVV that do not appear in RDIV (96.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in RDIV | Difference |
|---|---|---|---|
| CVXChevron Corp Com USD.75 | 0.62% | 5.78% | 5.16% |
| TGTTarget Corp. | 0.11% | 6.10% | 5.99% |
| TAt&Amp;T Inc | 0.25% | 5.69% | 5.44% |
| BMYBristol-Myers Squibb Co. | 0.19% | 5.49% | 5.30% |
| PEPPepsico Inc. | 0.26% | 5.01% | 4.75% |
| PRUPrudential Financial Inc_None_0 | 0.06% | 5.11% | 5.05% |
| CMCSAComcast Corp. Class A | 0.12% | 4.95% | 4.83% |
| TFCTruist Financial Corp. | 0.09% | 4.85% | 4.76% |
| FFord Motor Co. | 0.07% | 4.53% | 4.46% |
| IPInternational Paper Co. | 0.03% | 4.29% | 4.26% |
82.2% of RDIV is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RDIV?
IVV has an expense ratio of 0.03% while RDIV charges 0.39%. IVV is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, IVV or RDIV?
Over the past year IVV returned +17.54% vs +16.19% for RDIV, so IVV leads on 1-year performance. Over the longest common window we track (13 years), IVV annualized +13.00% vs +8.39% for RDIV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or RDIV?
RDIV has been the more volatile fund at 19.1% annualized versus 14.5% for IVV. Worst drawdown: IVV -33.9% vs RDIV -50.9%.
Should I hold both IVV and RDIV?
IVV and RDIV have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and RDIV?
82.2% of RDIV's money is in holdings IVV also owns. 82.2% of RDIV's is in holdings IVV also owns. They hold 34 positions in common, counted across the 506 positions we hold weights for in IVV and 61 in RDIV.
Which pays a higher dividend, IVV or RDIV?
IVV yields 1.10% while RDIV yields 3.72%, so RDIV currently pays the higher dividend yield.
Is RDIV better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 38.9% of the fund in its ten largest positions against 51.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.