IVV vs SCD
iShares Core S&P 500 ETF vs LMP Capital and Income Fund Inc.
Which is better, IVV or SCD?
Large Cap Blend against Equity-oriented Balanced.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | SCD |
|---|---|---|
| Expense Ratio | 0.03%Best | 2.67% |
| AUM | $896.5B | $388M |
| Dividend Yield | 1.10% | 8.74% |
| Holdings | 508 | 158 |
| YTD Return | +13.59%Best | +6.58% |
| 1Y Return | +17.54%Best | +4.88% |
| 3Y Return (annualized) | +22.46%Best | +16.34% |
| 5Y Return (annualized) | +13.28%Best | +10.04% |
| Volatility (annualized) | 14.6%Best | 20.9% |
| Max Drawdown | -56.5%Best | -71.3% |
| $10,000 over 5 years | $18,654Best | $16,134 |
| Fund Family | iShares by BlackRock (US) | Franklin Templeton Investments (US) |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Equity-oriented Balanced |
| Inception | May 15, 2000 | Feb 24, 2004 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 25, 2004 to Oct 14, 2026 (22.6 years).
IVV vs SCD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 22.6 years both funds cover.
IVV vs SCD Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and LMP Capital and Income Fund Inc. (SCD) is an ETF from Franklin Templeton Investments (US). Over the past year IVV returned +17.54% while SCD returned +4.88%. Year to date, IVV is up 13.59% versus a gain of 6.58% for SCD.
Over three years, IVV compounded at +22.46% per year against +16.34% for SCD; over five years the annualized figures are +13.28% and +10.04% respectively. Across the full 23-year window we track, IVV has the edge at +9.17% annualized vs +1.00%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCD has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 14.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -71.3% for SCD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while SCD charges 2.67%. On a $10,000 position that is $3 vs $267 annually, a gap of $264 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 8.74% for SCD.
Holdings Overlap
At least 37.8% of IVV's money is in holdings SCD also owns.
Stated as a floor: for SCD, our book for it covers 93.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
59 positions in common, counted across the 506 positions we hold weights for in IVV and 78 in SCD, against full books of 508 and 158.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SCD | Difference |
|---|---|---|---|
| AAPLApple, Inc | 7.29% | 3.44% | 3.85% |
| MSFTMicrosoft Corp | 5.76% | 2.94% | 2.82% |
| GOOGLAlphabet Inc | 3.00% | 2.13% | 0.87% |
| AVGOBroadcom Inc | 2.47% | 1.33% | 1.14% |
| JPMJpmorgan Chase | 1.34% | 2.27% | 0.93% |
| MUMicron Technology, Inc. | 1.87% | 1.50% | 0.37% |
| METAMeta Platforms Inc | 2.42% | 0.45% | 1.97% |
| WMBWilliams Cos. Inc. | 0.13% | 2.66% | 2.53% |
| UNPUnion Pacific Corp | 0.24% | 2.35% | 2.11% |
| JNJJohnson & Johnson - Common | 0.94% | 1.24% | 0.30% |
37.8% of IVV is already inside SCD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or SCD?
IVV has an expense ratio of 0.03% while SCD charges 2.67%. IVV is the cheaper option, by $264 a year on a $10,000 investment.
Which performed better, IVV or SCD?
Over the past year IVV returned +17.54% vs +4.88% for SCD, so IVV leads on 1-year performance. Over the longest common window we track (23 years), IVV annualized +9.17% vs +1.00% for SCD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or SCD?
SCD has been the more volatile fund at 20.9% annualized versus 14.6% for IVV. Worst drawdown: IVV -56.5% vs SCD -71.3%.
Should I hold both IVV and SCD?
IVV and SCD have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and SCD?
At least 37.8% of IVV's money is in holdings SCD also owns. Our book for SCD is partial, so the real figure is this or higher. They hold 59 positions in common, counted across the 506 positions we hold weights for in IVV and 78 in SCD.
Which pays a higher dividend, IVV or SCD?
IVV yields 1.10% while SCD yields 8.74%, so SCD currently pays the higher dividend yield.
Is SCD better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.