IVV vs TEXN
iShares Core S&P 500 ETF vs iShares Texas Equity ETF
Which is better, IVV or TEXN?
TEXN has been ahead.
IVV has a lower expense ratio. TEXN led over 1Y and the full window. IVV is less concentrated, with 38.9% of the fund in its ten largest positions against 53.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TEXN |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.20% |
| AUM | $896.5B | $19M |
| Dividend Yield | 1.10% | 1.42% |
| Holdings | 508 | 213 |
| YTD Return | +13.59% | +24.55%Best |
| 1Y Return | +17.54% | +24.18%Best |
| 3Y Return (annualized) | +22.46% | - |
| 5Y Return (annualized) | +13.28% | - |
| Volatility (annualized) | 11.6% | 10.9%Best |
| Max Drawdown | -8.9% | -8.8%Best |
| $10,000 over 1.3 years | $12,858 | $13,608Best |
| Top 10 Weight | 38.9%Best | 53.2% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Jun 23, 2025 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 24, 2025 to Oct 14, 2026 (1.3 years).
IVV vs TEXN growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
IVV vs TEXN Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares Texas Equity ETF (TEXN) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +17.54% while TEXN returned +24.18%. Year to date, IVV is up 13.59% versus a gain of 24.55% for TEXN.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 11.6% compared with 10.9% for TEXN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for IVV and -8.8% for TEXN. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.52. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while TEXN charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.42% for TEXN.
Holdings Overlap
8.6% of IVV's money is in holdings TEXN also owns. 85.6% of TEXN's money is in holdings IVV also owns.
Most of TEXN is already inside IVV. Owning both mostly buys the same companies twice.
53 positions in common, counted across the 506 positions we hold weights for in IVV and 216 in TEXN, against full books of 508 and 213.
What only one of them owns
Our book lists 161 positions for TEXN that do not appear in our book for IVV (14.0% of the fund), and 447 for IVV that do not appear in TEXN (90.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in TEXN | Difference |
|---|---|---|---|
| TSLATesla Inc | 1.51% | 9.80% | 8.29% |
| XOMExxonmobil Corp. | 1.02% | 10.15% | 9.13% |
| CVXChevron Corp | 0.62% | 6.36% | 5.74% |
| CATCaterpillar, Inc. | 0.57% | 6.22% | 5.65% |
| CRWDCrowdstrike Holdings Inc | 0.41% | 4.42% | 4.01% |
| TXNTexas Instrument Inc | 0.39% | 4.24% | 3.85% |
| ORCLOracle Corp - Common | 0.36% | 3.92% | 3.56% |
| DELLDell Technologies Inc | 0.25% | 2.70% | 2.45% |
| TAT&T Inc. | 0.25% | 2.69% | 2.44% |
| SCHWSchwab Strategic T | 0.24% | 2.66% | 2.42% |
85.6% of TEXN is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TEXN?
IVV has an expense ratio of 0.03% while TEXN charges 0.20%. IVV is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, IVV or TEXN?
Over the past year IVV returned +17.54% vs +24.18% for TEXN, so TEXN leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +21.33% vs +26.74% for TEXN. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or TEXN?
IVV has been the more volatile fund at 11.6% annualized versus 10.9% for TEXN. Worst drawdown: IVV -8.9% vs TEXN -8.8%.
Should I hold both IVV and TEXN?
IVV and TEXN have a monthly-return correlation of 0.52, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and TEXN?
85.6% of TEXN's money is in holdings IVV also owns. 85.6% of TEXN's is in holdings IVV also owns. They hold 53 positions in common, counted across the 506 positions we hold weights for in IVV and 216 in TEXN.
Which pays a higher dividend, IVV or TEXN?
IVV yields 1.10% while TEXN yields 1.42%, so TEXN currently pays the higher dividend yield.
Is TEXN better than IVV?
IVV has a lower expense ratio. TEXN led over 1Y and the full window. IVV is less concentrated, with 38.9% of the fund in its ten largest positions against 53.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.