IYRI vs SCHD
NEOS Real Estate High Income ETF vs Schwab US Dividend Equity ETF
Which is better, IYRI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 52.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IYRI | SCHD |
|---|---|---|
| Expense Ratio | 0.68% | 0.06%Best |
| AUM | $300M | $111.6B |
| Dividend Yield | 11.88% | 3.24% |
| Holdings | 126 | 206 |
| YTD Return | -6.28% | +24.55%Best |
| 1Y Return | -6.72% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 10.3%Best | 14.1% |
| Max Drawdown | -12.1%Best | -14.0% |
| $10,000 over 1.7 years | $10,017 | $12,819Best |
| Top 10 Weight | 52.2% | 41.6%Best |
| Fund Family | NEOS | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jan 14, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 15, 2025 to Oct 14, 2026 (1.7 years).
IYRI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
IYRI vs SCHD Performance
NEOS Real Estate High Income ETF (IYRI) is an ETF from NEOS and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IYRI returned -6.72% while SCHD returned +29.85%. Year to date, IYRI is down 6.28% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 10.3% for IYRI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for IYRI and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IYRI charges 0.68% per year while SCHD charges 0.06%. On a $10,000 position that is $68 vs $6 annually, a gap of $62 per year that compounds over a long holding period. On income, IYRI currently yields 11.88% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 60 holdings in IYRI and 98 in SCHD, totalling 98.8% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 60 positions we hold weights for in IYRI and 98 in SCHD, against full books of 126 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for IYRI (99.8% of the fund), and 60 for IYRI that do not appear in SCHD (98.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IYRI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IYRI or SCHD?
IYRI has an expense ratio of 0.68% while SCHD charges 0.06%. SCHD is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, IYRI or SCHD?
Over the past year IYRI returned -6.72% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), IYRI annualized +0.10% vs +15.73% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IYRI or SCHD?
SCHD has been the more volatile fund at 14.1% annualized versus 10.3% for IYRI. Worst drawdown: IYRI -12.1% vs SCHD -14.0%.
Should I hold both IYRI and SCHD?
IYRI and SCHD have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IYRI or SCHD?
IYRI yields 11.88% while SCHD yields 3.24%, so IYRI currently pays the higher dividend yield.
Is SCHD better than IYRI?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 52.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.