IZRL vs VTI
ARK Israel Innovative Technology ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IZRL or VTI?
Small Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. IZRL is less concentrated, with 20.4% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IZRL | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $134M | $689.2B |
| Dividend Yield | 2.70% | 1.06% |
| Holdings | 67 | 3,524 |
| YTD Return | -8.47% | +13.02%Best |
| 1Y Return | -6.76% | +16.63%Best |
| 3Y Return (annualized) | +18.39% | +21.97%Best |
| 5Y Return (annualized) | -1.61% | +11.99%Best |
| Volatility (annualized) | 23.3% | 16.7%Best |
| Max Drawdown | -60.0% | -35.0%Best |
| $10,000 over 5 years | $9,221 | $17,616Best |
| Top 10 Weight | 20.4%Best | 33.5% |
| Fund Family | Ark Invest | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Blend |
| Inception | Dec 4, 2017 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 5, 2017 to Oct 14, 2026 (8.9 years).
IZRL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.9 years both funds cover.
IZRL vs VTI Performance
ARK Israel Innovative Technology ETF (IZRL) is an ETF from Ark Invest and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IZRL returned -6.76% while VTI returned +16.63%. Year to date, IZRL is down 8.47% versus a gain of 13.02% for VTI.
Over three years, IZRL compounded at +18.39% per year against +21.97% for VTI; over five years the annualized figures are -1.61% and +11.99% respectively. Across the full 9-year window we track, VTI has the edge at +13.27% annualized vs +4.32%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IZRL has been the more volatile fund, with annualized monthly volatility of 23.3% compared with 16.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.0% for IZRL and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IZRL charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, IZRL currently yields 2.70% against 1.06% for VTI.
Holdings Overlap
1.8% of IZRL's money is in holdings VTI also owns.
IZRL and VTI share little of their money.
1 positions in common, counted across the 65 positions we hold weights for in IZRL and 3,441 in VTI, against full books of 67 and 3,524.
What only one of them owns
Our book lists 1,155 positions for VTI that do not appear in our book for IZRL (97.6% of the fund), and 27 for IZRL that do not appear in VTI (42.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IZRL | Weight in VTI | Difference |
|---|---|---|---|
| FROGJfrog Ltd | 1.84% | 0.01% | 1.83% |
You are not choosing between two funds in isolation.
Whichever of IZRL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IZRL or VTI?
IZRL has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, IZRL or VTI?
Over the past year IZRL returned -6.76% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), IZRL annualized +4.32% vs +13.27% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IZRL or VTI?
IZRL has been the more volatile fund at 23.3% annualized versus 16.7% for VTI. Worst drawdown: IZRL -60.0% vs VTI -35.0%.
Should I hold both IZRL and VTI?
IZRL and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IZRL and VTI?
1.8% of IZRL's money is in holdings VTI also owns. 0.0% of VTI's is in holdings IZRL also owns. They hold 1 positions in common, counted across the 65 positions we hold weights for in IZRL and 3,441 in VTI.
Which pays a higher dividend, IZRL or VTI?
IZRL yields 2.70% while VTI yields 1.06%, so IZRL currently pays the higher dividend yield.
Is VTI better than IZRL?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. IZRL is less concentrated, with 20.4% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.