JDIV vs SCHD
JPMorgan Dividend Leaders ETF vs Schwab US Dividend Equity ETF
Which is better, JDIV or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. JDIV is less concentrated, with 30.7% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JDIV | SCHD |
|---|---|---|
| Expense Ratio | 0.47% | 0.06%Best |
| AUM | $13M | $111.6B |
| Dividend Yield | 1.56% | 3.24% |
| Holdings | 98 | 206 |
| YTD Return | +5.43% | +24.55%Best |
| 1Y Return | +7.36% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 10.3%Best | 14.2% |
| Max Drawdown | -13.3%Best | -16.1% |
| $10,000 over 2 years | $11,920 | $12,900Best |
| Top 10 Weight | 30.7%Best | 41.6% |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Sep 25, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 26, 2024 to Oct 14, 2026 (2 years).
JDIV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
JDIV vs SCHD Performance
JPMorgan Dividend Leaders ETF (JDIV) is an ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JDIV returned +7.36% while SCHD returned +29.85%. Year to date, JDIV is up 5.43% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 10.3% for JDIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for JDIV and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JDIV charges 0.47% per year while SCHD charges 0.06%. On a $10,000 position that is $47 vs $6 annually, a gap of $41 per year that compounds over a long holding period. On income, JDIV currently yields 1.56% against 3.24% for SCHD.
Holdings Overlap
6.6% of JDIV's money is in holdings SCHD also owns. 25.9% of SCHD's money is in holdings JDIV also owns.
SCHD and JDIV share little of their money.
8 positions in common, counted across the 87 positions we hold weights for in JDIV and 98 in SCHD, against full books of 98 and 206.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for JDIV (73.8% of the fund), and 43 for JDIV that do not appear in SCHD (54.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JDIV | Weight in SCHD | Difference |
|---|---|---|---|
| UNHUnitedhealth Group Inc. | 1.24% | 3.95% | 2.71% |
| ABTAbbott Laboratories | 1.27% | 3.74% | 2.47% |
| VZVerizon Communications, Inc. | 0.61% | 3.88% | 3.27% |
| BMYBristol-Myers Squibb Co. | 1.20% | 3.21% | 2.01% |
| MRKMerck & Co. Inc. | 0.34% | 4.04% | 3.70% |
| PEPPepsi Co Inc | 0.55% | 3.80% | 3.25% |
| ACNAccenture Plc | 0.52% | 3.13% | 2.61% |
| ALVAllianz Ag | 0.86% | 0.19% | 0.67% |
25.9% of SCHD is already inside JDIV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JDIV or SCHD?
JDIV has an expense ratio of 0.47% while SCHD charges 0.06%. SCHD is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, JDIV or SCHD?
Over the past year JDIV returned +7.36% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), JDIV annualized +9.18% vs +13.58% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JDIV or SCHD?
SCHD has been the more volatile fund at 14.2% annualized versus 10.3% for JDIV. Worst drawdown: JDIV -13.3% vs SCHD -16.1%.
Should I hold both JDIV and SCHD?
JDIV and SCHD have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between JDIV and SCHD?
25.9% of SCHD's money is in holdings JDIV also owns. 25.9% of SCHD's is in holdings JDIV also owns. They hold 8 positions in common, counted across the 87 positions we hold weights for in JDIV and 98 in SCHD.
Which pays a higher dividend, JDIV or SCHD?
JDIV yields 1.56% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than JDIV?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. JDIV is less concentrated, with 30.7% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.