JHAC vs VTI
John Hancock Fundamental All Cap Core ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JHAC or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 45.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JHAC | VTI |
|---|---|---|
| Expense Ratio | 0.72% | 0.03%Best |
| AUM | $4M | $689.2B |
| Dividend Yield | 2.32% | 1.06% |
| Holdings | 51 | 3,524 |
| YTD Return | +2.75% | +13.02%Best |
| 1Y Return | +3.89% | +16.63%Best |
| 3Y Return (annualized) | +15.84% | +21.97%Best |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 14.6% | 11.9%Best |
| Max Drawdown | -24.4% | -19.3%Best |
| $10,000 over 2.9 years | $15,318 | $18,202Best |
| Top 10 Weight | 45.9% | 33.5%Best |
| Fund Family | John Hancock Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Oct 31, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 2, 2023 to Oct 14, 2026 (2.9 years).
JHAC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
JHAC vs VTI Performance
John Hancock Fundamental All Cap Core ETF (JHAC) is an ETF from John Hancock Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JHAC returned +3.89% while VTI returned +16.63%. Year to date, JHAC is up 2.75% versus a gain of 13.02% for VTI.
Over three years, JHAC compounded at +15.84% per year against +21.97% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JHAC has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.4% for JHAC and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JHAC charges 0.72% per year while VTI charges 0.03%. On a $10,000 position that is $72 vs $3 annually, a gap of $69 per year that compounds over a long holding period. On income, JHAC currently yields 2.32% against 1.06% for VTI.
Holdings Overlap
90.0% of JHAC's money is in holdings VTI also owns. 31.6% of VTI's money is in holdings JHAC also owns.
Most of JHAC is already inside VTI. Owning both mostly buys the same companies twice.
43 positions in common, counted across the 48 positions we hold weights for in JHAC and 3,441 in VTI, against full books of 51 and 3,524.
What only one of them owns
Our book lists 1,118 positions for VTI that do not appear in our book for JHAC (66.0% of the fund), and 2 for JHAC that do not appear in VTI (2.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JHAC | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 8.17% | 5.11% | 3.06% |
| AMZNAmazon.Com Inc | 7.95% | 3.41% | 4.54% |
| NVDANvidia Corp | 4.14% | 6.88% | 2.74% |
| GOOGLAlphabet Inc | 5.30% | 2.70% | 2.60% |
| AAPLApple, Inc | 1.03% | 6.30% | 5.27% |
| METAMeta Platforms Inc | 3.93% | 1.70% | 2.23% |
| AVGOBroadcom Inc | 2.91% | 2.38% | 0.53% |
| KKRKkr & Co. Inc. Class a | 3.70% | 0.10% | 3.60% |
| ROPRoper Technologies Inc. | 3.16% | 0.06% | 3.10% |
| LNGCheniere Energy Inc. | 2.82% | 0.08% | 2.74% |
90.0% of JHAC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JHAC or VTI?
JHAC has an expense ratio of 0.72% while VTI charges 0.03%. VTI is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, JHAC or VTI?
Over the past year JHAC returned +3.89% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JHAC or VTI?
JHAC has been the more volatile fund at 14.6% annualized versus 11.9% for VTI. Worst drawdown: JHAC -24.4% vs VTI -19.3%.
Should I hold both JHAC and VTI?
JHAC and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between JHAC and VTI?
90.0% of JHAC's money is in holdings VTI also owns. 31.6% of VTI's is in holdings JHAC also owns. They hold 43 positions in common, counted across the 48 positions we hold weights for in JHAC and 3,441 in VTI.
Which pays a higher dividend, JHAC or VTI?
JHAC yields 2.32% while VTI yields 1.06%, so JHAC currently pays the higher dividend yield.
Is VTI better than JHAC?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 45.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.