JSI vs VTI
Janus Henderson Securitized Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JSI or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 51.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JSI | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $1.5B | $689.2B |
| Dividend Yield | 6.59% | 1.06% |
| Holdings | 588 | 3,524 |
| YTD Return | +0.23% | +13.02%Best |
| 1Y Return | +1.50% | +16.63%Best |
| 3Y Return (annualized) | +6.02% | +21.97%Best |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 2.7%Best | 11.9% |
| Max Drawdown | -2.3%Best | -19.3% |
| $10,000 over 2.9 years | $11,847 | $18,163Best |
| Top 10 Weight | 51.8% | 33.5%Best |
| Fund Family | Janus Henderson Investors | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Nov 8, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 9, 2023 to Oct 14, 2026 (2.9 years).
JSI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
JSI vs VTI Performance
Janus Henderson Securitized Income ETF (JSI) is an ETF from Janus Henderson Investors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JSI returned +1.50% while VTI returned +16.63%. Year to date, JSI is up 0.23% versus a gain of 13.02% for VTI.
Over three years, JSI compounded at +6.02% per year against +21.97% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 2.7% for JSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.3% for JSI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JSI charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, JSI currently yields 6.59% against 1.06% for VTI.
Holdings Overlap
1.7% of JSI's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings JSI also owns.
JSI and VTI share little of their money.
1 positions in common, counted across the 50 positions we hold weights for in JSI and 3,441 in VTI, against full books of 588 and 3,524.
What only one of them owns
Our book lists 1,156 positions for VTI that do not appear in our book for JSI (97.6% of the fund), and 1 for JSI that do not appear in VTI (1.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JSI | Weight in VTI | Difference |
|---|---|---|---|
| WCN:CAWaste Connections Inc Common Stock Cad 0 | 1.74% | 0.06% | 1.68% |
You are not choosing between two funds in isolation.
Whichever of JSI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JSI or VTI?
JSI has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, JSI or VTI?
Over the past year JSI returned +1.50% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JSI or VTI?
VTI has been the more volatile fund at 11.9% annualized versus 2.7% for JSI. Worst drawdown: JSI -2.3% vs VTI -19.3%.
Should I hold both JSI and VTI?
JSI and VTI have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between JSI and VTI?
1.7% of JSI's money is in holdings VTI also owns. 0.1% of VTI's is in holdings JSI also owns. They hold 1 positions in common, counted across the 50 positions we hold weights for in JSI and 3,441 in VTI.
Which pays a higher dividend, JSI or VTI?
JSI yields 6.59% while VTI yields 1.06%, so JSI currently pays the higher dividend yield.
Is VTI better than JSI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 51.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.