KIE vs VYM
State Street SPDR S&P Insurance ETF vs Vanguard High Dividend Yield ETF
Which is better, KIE or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. KIE is less concentrated, with 21.4% of the fund in its ten largest positions against 25.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KIE | VYM |
|---|---|---|
| Expense Ratio | 0.35% | 0.04%Best |
| AUM | $534M | $78.9B |
| Dividend Yield | 1.70% | 2.37% |
| Holdings | 55 | 608 |
| YTD Return | +3.58% | +11.83%Best |
| 1Y Return | +4.11% | +15.96%Best |
| 3Y Return (annualized) | +13.18% | +18.60%Best |
| 5Y Return (annualized) | +10.28% | +11.51%Best |
| Volatility (annualized) | 21.4% | 14.6%Best |
| Max Drawdown | -76.2% | -58.8%Best |
| $10,000 over 5 years | $16,311 | $17,241Best |
| Top 10 Weight | 21.4%Best | 25.8% |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 8, 2005 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Nov 16, 2006 to Oct 14, 2026 (19.9 years).
KIE vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.9 years both funds cover.
KIE vs VYM Performance
State Street SPDR S&P Insurance ETF (KIE) is an ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year KIE returned +4.11% while VYM returned +15.96%. Year to date, KIE is up 3.58% versus a gain of 11.83% for VYM.
Over three years, KIE compounded at +13.18% per year against +18.60% for VYM; over five years the annualized figures are +10.28% and +11.51% respectively. Across the full 20-year window we track, VYM has the edge at +6.82% annualized vs +6.58%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
KIE has been the more volatile fund, with annualized monthly volatility of 21.4% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -76.2% for KIE and -58.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KIE charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, KIE currently yields 1.70% against 2.37% for VYM.
Holdings Overlap
62.0% of KIE's money is in holdings VYM also owns. 3.8% of VYM's money is in holdings KIE also owns.
The two portfolios partly overlap.
33 positions in common, counted across the 54 positions we hold weights for in KIE and 602 in VYM, against full books of 55 and 608.
What only one of them owns
Our book lists 540 positions for VYM that do not appear in our book for KIE (94.1% of the fund), and 19 for KIE that do not appear in VYM (34.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in KIE | Weight in VYM | Difference |
|---|---|---|---|
| TRVThe Travelers Cos, Inc. | 2.17% | 0.31% | 1.86% |
| PGRProgressive Corporation | 1.87% | 0.51% | 1.36% |
| CBChubb Ltd Common Stock Usd 24.15 | 1.79% | 0.48% | 1.31% |
| ALLAllstate Corp. | 1.99% | 0.27% | 1.72% |
| MMCMarsh & Mclennan Cos Inc Common Stock Usd 1 | 1.86% | 0.37% | 1.49% |
| RGAReinsurance Group of America, Incorporated | 2.13% | 0.06% | 2.07% |
| METMetlife Inc. | 1.98% | 0.21% | 1.77% |
| LNCLincoln National Corp. | 2.12% | 0.03% | 2.09% |
| PRUPrudential Financial Inc | 1.99% | 0.16% | 1.83% |
| THGHanover Insurance Group Inc | 2.01% | 0.03% | 1.98% |
62.0% of KIE is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, KIE or VYM?
KIE has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, KIE or VYM?
Over the past year KIE returned +4.11% vs +15.96% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), KIE annualized +6.58% vs +6.82% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, KIE or VYM?
KIE has been the more volatile fund at 21.4% annualized versus 14.6% for VYM. Worst drawdown: KIE -76.2% vs VYM -58.8%.
Should I hold both KIE and VYM?
KIE and VYM have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between KIE and VYM?
62.0% of KIE's money is in holdings VYM also owns. 3.8% of VYM's is in holdings KIE also owns. They hold 33 positions in common, counted across the 54 positions we hold weights for in KIE and 602 in VYM.
Which pays a higher dividend, KIE or VYM?
KIE yields 1.70% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than KIE?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. KIE is less concentrated, with 21.4% of the fund in its ten largest positions against 25.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.