LADM vs VTI
Pacer Swan SOS Laddered Moderate ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, LADM or VTI?
Tactical Allocation against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 82.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LADM | VTI |
|---|---|---|
| Expense Ratio | 0.59% | 0.03%Best |
| AUM | $2M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 28 | 3,524 |
| YTD Return | +3.25% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 82.6% | 33.5%Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Tactical Allocation | Large Cap Blend |
| Inception | Jun 25, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
LADM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
LADM vs VTI Performance
Pacer Swan SOS Laddered Moderate ETF (LADM) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, LADM is up 3.25% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
LADM charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, LADM currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 12 holdings in LADM and 3,441 in VTI, totalling 99.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 12 positions we hold weights for in LADM and 3,441 in VTI, against full books of 28 and 3,524.
What only one of them owns
Our book lists 1,156 positions for VTI that do not appear in our book for LADM (97.6% of the fund), and 12 for LADM that do not appear in VTI (99.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of LADM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LADM or VTI?
LADM has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option, by $56 a year on a $10,000 investment.
Which pays a higher dividend, LADM or VTI?
LADM yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than LADM?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 82.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.